The story of this market
The typical home in ZIP 48806 sells for about $215,000, or $142 per square foot.
Prices are up +3.2% from a year ago, so sellers still have some momentum. Homes take about 38 days to sell. HUD's fair market rent for a two-bedroom is $937 a month.
ZIP 48806 — Ashley
The housing market in 48806 remains stable with modest price appreciation and consistent demand from local buyers. Inventory levels are tight, which continues to support current pricing despite broader economic headwinds. Market activity is primarily driven by local workforce needs rather than speculative investment.
This area is well-suited for families and long-term residents seeking a quiet, rural-adjacent lifestyle with affordable housing options compared to larger metropolitan centers.
Median prices moved up 3.2% year over year.
Homes spend a median of 38 days on market with 3.1 months of supply — a fast-moving market.
18% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.9% · poverty 21.4% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 48806, Montcalm County MI
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the area remain generally consistent with regional averages for rural Michigan, with property-related incidents being the most frequently reported.
Schools serving the area are primarily managed by local consolidated districts, generally maintaining stable performance ratings within the state accountability framework.
The area faces standard regional risks including seasonal severe thunderstorms and winter weather, with flood risk concentrated primarily near local water bodies.
Economic momentum is driven by a mix of agricultural support services and small-scale manufacturing, with steady but modest infrastructure investment.
Property taxes are assessed at the county level based on state-equalized values, with local millage rates determined by school district and municipal budget requirements.
Residents typically rely on personal vehicles for commutes, with primary access to regional employment hubs via state highway corridors.
The area features access to local parks, community-managed green spaces, and proximity to regional lakes suitable for seasonal outdoor activities.
The rental market is characterized by low turnover and limited inventory, with demand primarily driven by local workforce needs.
The local economy is anchored by agricultural production, light manufacturing, and essential retail services.
Transportation is primarily automobile-dependent, with limited public transit options available for regional commuting.
Development is currently focused on small-scale residential infill and maintenance of existing infrastructure.
The county appraisal district conducts annual assessments to determine taxable value based on market sales data.
Parcels are subject to local school district millages and county-wide emergency service assessments.
Property insurance premiums are stable, reflecting the area's low-to-moderate risk profile for natural disasters.
Data retrieved from data.census.gov ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Owosso Speedway4.415.7 mi
- Saginaw County Fairgrounds4.518.4 mi
- Pins Bar and Grille, Bowling and Event Center4.39.1 mi
- Riverfront Grille4.419.5 mi
- Motz Park4.69.5 mi
- Pins Bar and Grille, Bowling and Event Center4.39.1 mi
- Clinton Lakes County Park4.69.6 mi
- Maple River State Game Area4.49 mi
- Mid Michigan Old Gas Tractor Assc Showgrounds4.812.9 mi
- Motz Park4.69.5 mi
- Clinton Lakes County Park4.69.6 mi
- Woodland Park4.49.8 mi
- The Emerald Golf Course4.65.8 mi
- North Star Golf Course4.54.6 mi
- Uncle John's Cider Mill4.55.5 mi
- Capital Region International Airport4.328.3 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
Provides basic recreational facilities and green space for residents.
Offers seasonal hiking and non-motorized transit opportunities.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.