The story of this market
The typical home in ZIP 50441 sells for about $152,400, or $102 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 68 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $621 a month.
ZIP 50441 — Hampton
The housing market in 50441 is characterized by low inventory and steady, modest price appreciation. Sales volume remains low, typical for this rural market, with demand driven by local residents and affordability. The market is currently balanced, with no significant pressure from either buyers or sellers.
This ZIP is well-suited for families and retirees seeking an affordable, quiet small-town lifestyle with low cost-of-living and strong community ties.
Median prices moved up 2.1% year over year.
Homes spend a median of 68 days on market with 6.2 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.9% · poverty 15.4% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net outflow — more people moved out than in
ZCTA 50441, Franklin County IA
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in Hampton are generally low and consistent with rural Iowa trends, significantly below national averages for violent and property crime.
The area is served by the Hampton-Dumont Community School District, which maintains a stable academic reputation focused on small-town student engagement.
The region faces moderate risk from severe thunderstorms and occasional flooding near local waterways, with standard insurance coverage typically available.
Economic momentum is driven by local agricultural processing and small-scale manufacturing, with steady but slow development patterns.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Iowa) — Iowa Property Tax Assessment Limitation: The taxable value is determined by applying an assessment limitation (rollback) to the assessed market value. The limitation is calculated annually to restrict the growth in aggregate taxable value for the residential class to 3% statewide.
Commutes are primarily local or involve short drives to nearby regional employment hubs in North Central Iowa via US-65 and IA-3.
Residents have access to local parks, the Hampton Country Club, and nearby Beeds Lake State Park for outdoor activities and community gatherings.
The rental market is characterized by low vacancy pressure and steady demand from local workers, with limited short-term rental activity.
The economy is anchored by agriculture, food processing, and local government services, providing a stable employment base.
Transportation is heavily reliant on personal vehicles, with major highway access provided by US-65 and IA-3.
Development is focused on small-scale residential infill and maintenance of existing municipal infrastructure.
The Franklin County Assessor manages property valuations, with assessments updated periodically to reflect market conditions.
Parcels are subject to local school district levies and county-wide emergency service and hospital district taxes.
Property insurance remains stable, though premiums are influenced by regional exposure to severe weather events.
Net domestic migration is generally flat, with modest turnover typical of rural Midwestern communities.
Iowa is a judicial foreclosure state, requiring court action to complete the foreclosure process.
Sellers are required to provide a written disclosure statement regarding the condition of the property at the time of sale.
Data retrieved from data.census.gov ZCTA 50441 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Features a historic dam, fishing, and camping facilities.
Local 9-hole course serving the community.
Hosts annual county fair and community events.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.