The story of this market
The typical home in ZIP 50468 sells for about $185,000, or $112 per square foot.
Prices are up +2.8% from a year ago, so sellers still have some momentum. Homes take about 48 days to sell. HUD's fair market rent for a two-bedroom is $791 a month.
ZIP 50468 — Rockford
The housing market in 50468 remains stable with low inventory and modest price growth consistent with rural Iowa trends. Sales volume is limited by the small geographic size and low turnover, keeping the market balanced for local buyers.
This ZIP is best suited for families and individuals seeking a quiet, affordable small-town lifestyle with proximity to regional agricultural and manufacturing jobs.
Median prices moved up 2.8% year over year.
Homes spend a median of 48 days on market with 4.0 months of supply — a fast-moving market.
13% of listings have cut prices · homes sell at 98.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.3% · poverty 12.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 50468, Floyd County IA
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
The area is served by the Rudd-Rockford-Marble Rock Community School District, which maintains a small-town educational environment.
The area is subject to standard Midwestern weather risks, including seasonal flooding near the Shell Rock River and occasional severe wind events.
The local economy is primarily driven by agriculture and small-scale manufacturing, with limited new commercial development.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Iowa) — Iowa Property Tax Assessment Limitation: The taxable value is determined by applying an assessment limitation (rollback) to the assessed market value. The limitation is calculated annually to restrict the growth in aggregate taxable value for the residential class to 3% statewide.
Commutes are primarily car-dependent, with residents typically driving to nearby employment hubs like Mason City or Charles City.
The area features access to the Shell Rock River for fishing and boating, along with local community parks and small-town recreational facilities.
The rental market is characterized by low inventory and stable demand, primarily serving local workers and long-term residents.
The economy is anchored by agricultural operations and regional manufacturing employers in the surrounding Floyd County area.
Transportation is entirely reliant on personal vehicles, with no public transit infrastructure serving the rural ZIP code.
There are no major large-scale commercial or residential developments currently approved or under construction in the ZIP.
Floyd County Assessor manages property valuations based on annual market adjustments and state-mandated assessment cycles.
Parcels are subject to school district levies and county-wide emergency service and utility district assessments.
Property insurance premiums are stable but reflect regional exposure to severe weather and wind-related claims.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Provides local fishing and recreational boating access.
Central community green space for local events and recreation.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.