The story of this market
The typical home in ZIP 50482 sells for about $232,600, or $145 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 68 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,077 a month.
ZIP 50482 — Ventura
The housing market in 50482 remains stable with low inventory and steady price appreciation driven by demand for lake-adjacent living. Limited supply continues to support seller-favorable conditions, though the pace of sales remains moderate due to the small size of the community.
This ZIP is ideal for families and retirees seeking a quiet, small-town lifestyle with proximity to the recreational amenities of Clear Lake and the employment hubs of Mason City.
Median prices moved up 2.1% year over year.
Homes spend a median of 68 days on market with 4.2 months of supply — a balanced-paced market.
8% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.7% · poverty 2.8% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 50482, Cerro Gordo County IA
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Ventura is a small, rural community with low reported crime rates that remain significantly below both state and national averages.
The area is served by the Ventura Community School District, which is generally characterized by small class sizes and strong community engagement.
The area faces standard Midwestern climate risks, including potential for severe thunderstorms and occasional flooding near Clear Lake; property insurance remains stable but sensitive to regional weather events.
Economic momentum is driven by proximity to Clear Lake and Mason City, with local employment centered on agriculture, manufacturing, and tourism-related services.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Iowa) — Iowa Property Tax Assessment Limitation: The taxable value is determined by applying an assessment limitation (rollback) to the assessed market value. The limitation is calculated annually to restrict the growth in aggregate taxable value for the residential class to 3% statewide.
Residents primarily commute by personal vehicle to nearby Mason City or Clear Lake for employment, with typical drive times ranging from 15 to 25 minutes.
The ZIP code offers immediate access to Clear Lake for boating and fishing, as well as local parks and regional trail systems that support outdoor recreation.
The rental market is characterized by low inventory and stable demand, with most units consisting of single-family homes or small multi-family properties.
The local economy is anchored by agricultural production, regional manufacturing in Mason City, and a robust seasonal tourism industry centered on Clear Lake.
Transportation is heavily reliant on personal vehicles, with I-35 providing the primary corridor for regional travel.
Development is focused on maintaining the small-town character while supporting limited residential growth and lakefront tourism infrastructure.
Cerro Gordo County Assessor maintains property valuations based on biennial assessments, with tax rates determined by local taxing authorities.
Parcels are subject to school district levies, county taxes, and local municipal utility district assessments.
Property insurance premiums are generally stable, though coverage for wind and hail damage is a standard consideration for homeowners in this region.
Data retrieved from data.census.gov ZCTA 50482 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Major regional destination for boating, fishing, and swimming.
Local community park with playground and picnic facilities.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.