The story of this market
The typical home in ZIP 52052 sells for about $288,500, or $138 per square foot.
Prices are up +3.2% from a year ago, so sellers still have some momentum. Homes take about 84 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $864 a month.
ZIP 52052 — Hopkinton
The housing market in 52052 is characterized by low inventory and slow turnover, typical of a small, stable rural river town. Prices have seen modest year-over-year growth, driven by limited supply rather than high demand, resulting in a balanced but quiet market environment.
This area is well-suited for retirees and families seeking a quiet, riverfront lifestyle with a lower cost of living compared to larger metropolitan areas.
Median prices moved up 3.2% year over year.
Homes spend a median of 84 days on market with 9.2 months of supply — a slower-moving market.
12% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.9% · poverty 16.1% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 52052, Clayton County IA
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in Guttenberg are generally low, consistent with rural northeast Iowa trends and significantly below national averages.
The area is served by the Clayton Ridge Community School District, which maintains a stable academic reputation typical of small-town Iowa districts.
The ZIP code faces moderate flood risk due to its proximity to the Mississippi River, with standard insurance requirements for properties in designated floodplains.
Economic momentum is driven by local manufacturing, agriculture, and tourism along the Mississippi River, with limited large-scale industrial development.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Iowa) — Iowa Property Tax Assessment Limitation: The taxable value is determined by applying an assessment limitation (rollback) to the assessed market value. The limitation is calculated annually to restrict the growth in aggregate taxable value for the residential class to 3% statewide.
Commuting is primarily car-dependent, with residents traveling to regional employment hubs like Dubuque via the Great River Road.
The area features extensive outdoor amenities including the Mississippi River for boating and fishing, local parks, and proximity to regional trail systems.
The rental market is characterized by low inventory and steady demand from local workers and retirees, with limited short-term rental saturation.
The local economy is anchored by agriculture, small-scale manufacturing, and river-related tourism, with employment concentrated in nearby regional centers.
Transportation is dominated by private vehicle use, with Highway 52 serving as the primary corridor for regional connectivity.
Development is focused on small-scale residential improvements and maintenance of existing riverfront infrastructure.
Clayton County Assessor manages property valuations based on biennial assessment cycles following Iowa state law.
Parcels are subject to Clayton Ridge Community School District levies and local municipal utility assessments.
Property insurance premiums are influenced by riverine flood exposure and standard rural fire protection ratings.
Data retrieved from US Census Bureau ZCTA 52052 profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Popular area for fishing and boating on the Mississippi River.
Serves as a primary hub for river-based recreation and tourism.
Historic site providing scenic views and public access to the river.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.