The story of this market
The typical home in ZIP 52072 sells for about $316,000, or $150 per square foot.
Homes take about 87 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $665 a month.
ZIP 52072 — Saint Olaf
The housing market in 52072 is characterized by slow price movement and limited inventory, reflecting its rural nature. While home values remain accessible, the market lacks the momentum seen in more urbanized areas of Iowa. Current conditions are driven by steady, low-volume demand and a lack of new development.
This ZIP is best suited for those seeking rural accessibility and affordability, though investors should be prepared for management intensity and slower price appreciation.
Median prices moved sideways 0.0% year over year.
Homes spend a median of 87 days on market with 4.2 months of supply — a balanced-paced market.
25% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 1.0% · poverty 10.8% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 52072, Clayton County IA
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Iowa) — Iowa Property Tax Assessment Limitation: The taxable value is determined by applying an assessment limitation (rollback) to the assessed market value. The limitation is calculated annually to restrict the growth in aggregate taxable value for the residential class to 3% statewide.
The area is primarily rural, offering access to local parks and outdoor recreation typical of the Clayton County region.
The rental market is characterized by limited inventory and stable demand, with vacancy drift noted as a factor for investors.
The local economy is primarily driven by agriculture and small-scale local services within Clayton County.
Parcels are subject to Clayton County property tax levies and local school district assessments.
Data retrieved from US Census Bureau ZCTA profile for 52072.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Provides regional outdoor recreation and green space.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.