The story of this market
The typical home in ZIP 52157 sells for about $225,000, or $135 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 92 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $714 a month.
ZIP 52157 — McGregor
The housing market in 52157 is characterized by low inventory and moderate price growth, typical of a small, stable rural river town. Demand remains steady, driven by local residents and interest in scenic riverfront properties, while limited new construction keeps supply tight.
This ZIP is well-suited for retirees, outdoor enthusiasts, and families seeking a quiet, scenic riverfront lifestyle with a lower cost of living.
Median prices moved up 2.1% year over year.
Homes spend a median of 92 days on market with 6.5 months of supply — a slower-moving market.
12% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 10.5% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 52157, Clayton County IA
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in McGregor are generally low and consistent with small-town rural Iowa, with no significant upward trends reported.
Schools serving the area are part of the MFL MarMac Community School District, which maintains a stable reputation for rural education.
The area is situated along the Mississippi River, presenting localized flood risks in low-lying zones; wildfire risk is minimal.
Economic momentum is driven by tourism, local agriculture, and small-scale service industries, with limited large-scale industrial development.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Iowa) — Iowa Property Tax Assessment Limitation: The taxable value is determined by applying an assessment limitation (rollback) to the assessed market value. The limitation is calculated annually to restrict the growth in aggregate taxable value for the residential class to 3% statewide.
Commuting is primarily by private vehicle, with limited public transit options; residents typically travel to nearby regional hubs for employment.
The area features significant outdoor amenities including Pikes Peak State Park, Mississippi River access for boating and fishing, and local hiking trails.
The rental market is characterized by low inventory and steady demand from seasonal workers and long-term residents, with limited new multi-family construction.
The local economy is anchored by tourism, agriculture, and small-business retail, with many residents commuting to larger regional centers.
Transportation is heavily reliant on personal vehicles; the area is served by state highways connecting to regional corridors.
Development is focused on small-scale residential and tourism-related improvements rather than large-scale commercial projects.
Parcels are subject to Clayton County property taxes and MFL MarMac Community School District levies.
Property insurance premiums are stable but reflect regional risks associated with river proximity and severe weather events.
Data retrieved from US Census Bureau ACS tables for ZCTA 52157.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Features dramatic bluffs overlooking the Mississippi River and extensive hiking trails.
Provides essential access to the Mississippi River for recreational boating and fishing.
Preserves significant Native American burial mounds nearby.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.