The story of this market
The typical home in ZIP 54727 sells for about $321,000, or $154 per square foot.
Prices are roughly flat from a year ago (+0.64%), a market in balance. Homes take about 48 days to sell. HUD's fair market rent for a two-bedroom is $943 a month.
ZIP 54727 — Cadott
The 54727 housing market is currently characterized by tight inventory and steady price appreciation, reflecting a stable local demand. While the market is considered softer compared to larger Wisconsin metros, it remains a reliable environment for local owner-occupants. Current conditions are driven by limited new construction and consistent interest from regional buyers.
This ZIP is best suited for local families and commuters working in the Chippewa Valley who prioritize a small-town lifestyle and affordability over proximity to major urban centers.
Median prices moved up 0.6% year over year.
Homes spend a median of 48 days on market with 3.2 months of supply — a fast-moving market.
12% of listings have cut prices · homes sell at 97.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.5% · poverty 14.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 54727, Chippewa County WI
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the Cadott area remain low relative to national averages, with property crime being the primary concern for local law enforcement.
Schools serving the 54727 ZIP code are generally rated as average, with the Cadott Community School District providing the primary educational services for the area.
The area faces moderate risks related to severe winter weather and occasional localized flooding near the Chippewa River, with standard insurance coverage typically sufficient.
Economic momentum is driven by local manufacturing and agricultural support services, with limited large-scale commercial development currently underway.
Property taxes are assessed at the county level by Chippewa County, with rates determined by local school district levies and municipal mill rates.
Commuting from 54727 primarily involves personal vehicle travel via State Highway 27 and Highway 29, providing access to the larger employment hubs of Chippewa Falls and Eau Claire.
The area offers access to outdoor recreation including the Chippewa River for fishing and boating, local community parks, and proximity to regional trail systems.
The rental market is characterized by low vacancy rates and steady demand, though limited inventory often results in longer search times for prospective tenants.
The local economy is anchored by manufacturing, agriculture, and small-scale retail, with many residents commuting to larger nearby cities for employment.
Transportation is heavily reliant on private vehicles, with Highway 29 serving as the primary artery for regional connectivity.
Development is currently limited to small-scale residential projects and minor commercial improvements within the village limits.
Chippewa County utilizes a market-value assessment system, with properties reassessed periodically to reflect current market conditions.
Parcels are subject to Cadott Community School District levies and local municipal taxes.
Property insurance premiums are stable, though coverage for wind and hail damage is a standard consideration for homeowners in the region.
Net domestic migration to Wisconsin remains modest, with rural areas like Chippewa County seeing stable population retention.
Wisconsin is a judicial foreclosure state, requiring court intervention for the foreclosure process.
Sellers are required to provide a Real Estate Condition Report disclosing known defects to potential buyers.
Data retrieved from data.census.gov ZCTA 54727 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Provides river access and picnic facilities for the community.
Serves as a central hub for community events and resources.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.