LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 54728 sells for about $279,000, or $215 per square foot.

Homes take about 79 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $945 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 54728 — Chetek

Barron County →Rusk County →spans 2 countiesrefreshed Sep 23, 2026next refresh Oct 23, 2026
Market mood · neutral

The housing market in 54728 is characterized by stable pricing and low inventory, typical of a rural Wisconsin lake community. Demand remains steady among local buyers and those seeking recreational properties, though sales volume is limited by the small housing stock. Market conditions are currently balanced with little year-over-year price volatility.

Who this ZIP fits

This ZIP is well-suited for families and retirees seeking a quiet, lake-oriented lifestyle with a lower cost of living compared to urban centers.

Parent geography
Chetek · no city intel reportBarron County →Wisconsin state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 325.3 km²Water area · 17.4 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$279,000
Corroborated · 1 anchor · 0% off nearest
Days on market
79 days
Active listings
28
Listings with price cuts
21%
share of active listings
Sale-to-list ratio
98%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
62
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
50
Growth/100

Median prices moved sideways 0.0% year over year.

39
Liquidity/100

Homes spend a median of 79 days on market with 0.0 months of supply — a balanced-paced market.

66
Momentum/100

21% of listings have cut prices · homes sell at 98% of asking — demand is running ahead of supply.

93
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.3% · poverty 9.0% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$140,000$210,000$280,000$350,000$420,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$2,100$2,400$2,700$3,000$3,300

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
-4.2%

versus the prior ACS vintage

Population base
5,835

ZCTA 54728, Barron County WI

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
0.4%
Foreign-born residents
23
Naturalized (of foreign-born)
73.9%
Non-citizens (of population)
0.1%
Entered 2010 or later (of foreign-born)
60.9%
World region of birth (foreign-born)
Americas
73.9%
Asia
26.1%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Schools & education

Schools in the Chetek-Weyerhaeuser Area School District serve the region, with local educational quality generally consistent with rural Wisconsin standards.

Environmental & hazard

The area faces typical Midwestern climate risks, including seasonal severe weather and winter storms, with standard property insurance coverage available.

Growth & development

Economic momentum is driven by local agriculture, manufacturing, and tourism, with limited large-scale industrial development reported.

Taxation

Property taxes are assessed at the local level by Barron and Rusk counties, with rates reflecting standard municipal and school district levies.

Transportation & commute

Residents primarily rely on personal vehicles for commuting, with limited public transit options available in this rural region.

Recreation & amenities

The area is known for its proximity to the Chetek Chain of Lakes, offering extensive opportunities for fishing, boating, and outdoor recreation.

Rental market

The rental market is characterized by low vacancy pressure and limited inventory, with demand driven by local workforce needs.

Economy & employers

The local economy is anchored by small-scale manufacturing, agriculture, and a seasonal tourism industry centered on lake recreation.

Transportation & infrastructure

Transportation is primarily highway-based, with limited public transit infrastructure serving the rural Barron and Rusk county areas.

Development pipeline

No major large-scale commercial or residential developments are currently reported for this ZIP code.

County appraisal district

Barron County assesses property values based on market-based appraisal standards consistent with Wisconsin state law.

Special districts

Parcels are subject to local school district levies and county-level property tax assessments.

Insurance & hazard market

Property insurance remains stable, though premiums are influenced by regional exposure to severe weather events.

Foreclosure doctrine

Wisconsin is a judicial foreclosure state, requiring court intervention for the foreclosure process.

Disclosure doctrine

Wisconsin law requires sellers to provide a Real Estate Condition Report disclosing known material defects.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 54728, Barron County WI
Population
5,835
Median age
51.2 yrs
Owner-occupancy
87%
Median home value
$279,000
Median gross rent
$1,150
Median household income
$74,712
Median year built
1977
Vacancy rate
12%
Renter share
13%
Owner cost burden
18%
Renter cost burden
35%
Population change
-4.2%
Work-from-home share
8%
Mean commute
24 min
Bachelor's or higher
22%
Unemployment
2.3%
Poverty rate
9%
Avg household size
2.32
White
97%
Other
3%

Data retrieved from US Census Bureau and local market reports.

Public schools with an address here · 1

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Chetek-Weyerhaeuser ElementaryElementaryAverageChetek-Weyerhaeuser Area School DistrictServes the primary student population of the ZIP.
School districts
Chetek-Weyerhaeuser Area School DistrictMeets ExpectationsPrimary district serving the Chetek area.
Utilities & services
ElectricXcel EnergyPrimary provider for the region.
InternetCenturyLink / Local ISPsVaries by specific location within the ZIP.
Major employers & industries
Local ManufacturingIndustrialSmall to mid-sized local employers.
Amenities & attractions1 retained amenity
Inside this ZIP
Chetek Chain of Lakes
Waterfront

A major regional attraction for fishing, boating, and water sports.

Sources · 5 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.