The story of this market
The typical home in ZIP 54735 sells for about $245,000, or $142 per square foot.
Prices are up +3.2% from a year ago, so sellers still have some momentum. Homes take about 68 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $950 a month.
ZIP 54735 — Downsville
The housing market in 54735 is characterized by low inventory and steady, modest price appreciation. Demand remains consistent among local buyers, though limited supply continues to constrain sales volume.
This ZIP is well-suited for families and individuals seeking a quiet, affordable small-town lifestyle with access to outdoor recreation and a lower cost of living compared to larger metro areas.
Median prices moved up 3.2% year over year.
Homes spend a median of 68 days on market with 4.8 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 7.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 54735, Pepin County WI
Crime rates in the Durand area are generally low, consistent with rural Wisconsin trends and significantly below national averages for urban centers.
The area is served by the Durand-Arkansaw School District, which maintains a stable reputation for small-town educational outcomes and community-focused programming.
The region faces moderate seasonal risks including winter storm impacts and potential localized flooding near the Chippewa River, with standard insurance coverage typically available.
Economic momentum is driven by local manufacturing, agriculture, and regional healthcare services, with steady but modest infrastructure investment.
Property taxes are levied by Pepin County, the City of Durand, and the local school district; rates are determined by annual millage adjustments based on assessed property values.
Commuting is primarily car-dependent, with residents typically driving to regional employment hubs in Eau Claire or Menomonie via state highway corridors.
The area features access to the Chippewa River for boating and fishing, local municipal parks, and proximity to regional trail systems for hiking and snowmobiling.
The rental market is tight with limited inventory, primarily consisting of single-family homes and small multi-family units, with stable demand from local workers.
The local economy is anchored by manufacturing, agricultural processing, and public sector employment, with a focus on regional stability.
Transportation is dominated by private vehicle use on state highways; public transit options are extremely limited.
Development is focused on small-scale residential infill and maintenance of existing municipal infrastructure.
Pepin County manages property assessments, utilizing a mass appraisal system to determine annual valuations for tax purposes.
Parcels are subject to school district levies and county-wide special service districts for emergency and administrative functions.
Property insurance markets remain stable, though premiums are influenced by regional weather patterns and wildfire risk assessments.
Data retrieved from data.census.gov for ZCTA 54735.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Major regional waterway providing fishing, boating, and scenic views.
Central municipal park offering picnic areas and community gathering space.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.