LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 55038 sells for about $492,000, or $215 per square foot.

Prices are up +5.83% from a year ago, so sellers still have some momentum. Homes take about 37 days to sell. HUD's fair market rent for a two-bedroom is $1,765 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 55038 — Centerville

Washington County →refreshed Sep 18, 2026next refresh Oct 18, 2026
Market mood · optimistic

The Hugo housing market is currently a competitive seller's market, driven by strong demand and limited inventory. Prices continue to show steady year-over-year growth, reflecting the area's appeal to families and professionals. New construction remains a key component of the local market, supporting ongoing population growth.

Who this ZIP fits

This ZIP is ideal for families and professionals seeking a suburban lifestyle with access to outdoor recreation, quality schools, and a manageable commute to the Twin Cities.

Parent geography
Centerville · no city intel reportAnoka County →Minnesota state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 130.8 km²Water area · 11.3 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$492,000
+5.83% year over year
Corroborated · 1 anchor · 2.5% off nearest
Days on market
37 days
Active listings
144
Listings with price cuts
15%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
82
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
79
Growth/100

Median prices moved up 5.8% year over year.

77
Liquidity/100

Homes spend a median of 37 days on market with 3.2 months of supply — a fast-moving market.

73
Momentum/100

15% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

99
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.2% · poverty 2.4% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$285,000$380,000$475,000$570,000$665,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$2,850$3,800$4,750$5,700$6,650

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2020-2024 5-year estimates
Population change
+1.2%

versus the prior ACS vintage

Net migration
+150 people

net influx — more people moved in than out

Population base
25,061

ZCTA 55038, Washington County MN

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
4.2%
Foreign-born residents
1,046
Naturalized (of foreign-born)
81.2%
Non-citizens (of population)
0.8%
Entered 2010 or later (of foreign-born)
19.4%
World region of birth (foreign-born)
Asia
48.6%
Africa
23.1%
Americas
14.3%
Europe
14%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Hugo generally experiences low crime rates, consistent with suburban Washington County trends and significantly lower than the regional average for the Minneapolis-St. Paul metro area.

Schools & education

Schools serving the area are primarily part of the White Bear Lake Area Schools and Forest Lake Area Schools districts, which generally maintain solid academic performance ratings.

Environmental & hazard

The area faces standard Midwestern climate risks, including severe thunderstorms and winter weather; flood risk is localized to specific low-lying areas near lakes and wetlands.

Growth & development

Hugo is experiencing steady suburban expansion with significant new residential construction and infrastructure improvements to support its growing population.

Taxation

Property taxes are determined by Washington County, local municipal levies, and school district referendums; the area is subject to standard Minnesota property tax structures with homestead exemptions available for primary residences.

Transportation & commute

Residents primarily commute by car to the Twin Cities employment core via I-35E and Highway 61, with typical commute times ranging from 30 to 45 minutes.

Recreation & amenities

The area features extensive outdoor amenities including numerous lakes, regional parks, and trail systems, alongside local shopping and dining options in the Hugo and White Bear Lake vicinity.

Rental market

The rental market is characterized by steady demand and low vacancy rates, with a mix of single-family home rentals and newer multi-family developments.

Economy & employers

The local economy is supported by a mix of retail, professional services, and proximity to the broader Twin Cities employment market.

Transportation & infrastructure

Transportation is heavily reliant on private vehicles, with major access provided by I-35E and local arterial roads.

Development pipeline

Ongoing residential development and infrastructure upgrades are planned to accommodate continued population growth.

Special districts

Parcels are served by various school districts and local utility districts providing water and sewer services.

Insurance & hazard market

Property insurance premiums are generally stable, though coverage for wind and hail damage is a standard consideration in the region.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 55038, Washington County MN
Population
25,061
Median age
38.9 yrs
Owner-occupancy
88.5%
Median home value
$459,825
Median gross rent
$2,000
Median household income
$130,931
Median year built
2002
Vacancy rate
2.5%
Renter share
11.5%
Owner cost burden
22%
Renter cost burden
35%
Population change
+1.2%
Net migration
150
Work-from-home share
28.5%
Mean commute
32.5 min
Bachelor's or higher
45.2%
Unemployment
2.2%
Poverty rate
2.4%
Avg household size
2.9
White
85.2%
Hispanic
4.1%
Asian
5.2%
Black
2.8%
Other
2.7%

Data retrieved from US Census Bureau ACS tables for ZCTA 55038.

Public schools with an address here · 1

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Hugo ElementaryElementary8/10White Bear Lake Area SchoolsHighly rated local elementary school.
School districts
White Bear Lake Area SchoolsB+Serves a significant portion of the Hugo area.
Utilities & services
ElectricXcel EnergyPrimary provider for the region.
Natural GasCenterPoint EnergyPrimary provider for the region.
Major employers & industries
Local Retail and ServicesRetail/ServicesPrimary local employment base.
Major amenities · ZIP 55038
Theme, amusement & water parks
18 · 20 mi
Entertainment venues, stadiums & amphitheaters
16 · 20 mi
Family fun & things to do
19 · 13 mi
Museums, galleries & history
20+ · 20 mi
Parks, trails & nature
20+ · 13 mi
Lakes, marinas & beaches
2 · 20 mi
Shopping & dining districts
4 · 13 mi
Airports
2 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Clear Lake
Lake

Popular for fishing and recreational boating.

Hugo Regional Park
Park

Large green space with trails and picnic areas.

On the horizon · announced & under construction
New Residential SubdivisionsResidentialUnder ConstructionOngoing development of single-family home communities.
Sources · 4 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.