LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 55082 sells for about $425,745, or $229 per square foot.

Prices are down 10.4% from a year ago, which gives buyers more room to negotiate. Homes take about 20 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $2,600 a month.

Market figures inherited

This ZIP has no home sales of its own, so its market figures come from Stillwater, Minnesota (city-level). Population, rents, hazards, lending and amenities are this ZIP's own readings.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 55082 — Stillwater

Washington County →refreshed Oct 5, 20263 cycles retainednext refresh Oct 20, 2026
Market mood · cautiously optimistic

The Stillwater housing market remains competitive with a median price of $565,000 and a low inventory of 157 active listings. Demand is driven by the area's historic appeal and proximity to the Twin Cities, though rising prices have led to longer days on market compared to previous periods. Figures for specific tax history and certain demographic sub-metrics were not available at the ZIP level.

Who this ZIP fits

This ZIP is ideal for families and professionals who value a historic, scenic environment with access to outdoor recreation while remaining within commuting distance of the Twin Cities.

Parent geography
Stillwater · no city intel reportWashington County →Minnesota state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 205.2 km²Water area · 14.6 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$425,745
-10.4% year over year
Divergent · 24.6% from published 2025 series — validation case open, publishes pending verdict
Days on market
20 days
Active listings
116
Sale-to-list ratio
100%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
67
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
0
Growth/100

Median prices moved down 10.4% year over year.

82
Liquidity/100

Homes spend a median of 20 days on market with 3.7 months of supply — a fast-moving market.

90
Momentum/100

0% of listings have cut prices · homes sell at 100% of asking — demand is running ahead of supply.

95
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.8% · poverty 5.7% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$200,000$400,000$600,000$800,000$1,000,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.8%

versus the prior ACS vintage

Population base
36,277

ZCTA 55082, Washington County MN

Area context
Schools & education

The area is served by the Stillwater Area Public School District, which is generally well-regarded for its academic performance and extracurricular offerings.

Environmental & hazard

The region faces standard Midwestern climate risks, including severe thunderstorms and winter weather, with flood risks primarily concentrated near the St. Croix River.

Growth & development

Stillwater maintains steady economic momentum as a historic river town with a mix of tourism, local retail, and proximity to the broader Minneapolis-St. Paul employment hub.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Minnesota) — Condominium Unit Taxation: Each unit constitutes a separate parcel for tax purposes. If a declaration is recorded at least 30 days before a tax installment is due, the taxing authority must split the taxes among the units. State (Minnesota) — Minnesota General Property Tax Classification System: Property tax is calculated by applying a class rate to the parcel's estimated market value to determine tax capacity, then multiplying by the local tax rate. For residential homesteads (Class 1a), the rate is 1.00% for the first $500,000 of market value and 1.

Transportation & commute

Commuters typically drive toward the Twin Cities metro area via Highway 36, with average commute times reflecting a suburban-to-urban transit pattern.

Recreation & amenities

The area features extensive access to the St. Croix River, numerous public parks, historic downtown shopping, and proximity to regional golf courses and hiking trails.

Rental market

The rental market is characterized by a mix of historic downtown apartments and suburban townhomes, with moderate vacancy pressure and steady demand from those seeking a riverfront lifestyle.

Economy & employers

The local economy is anchored by tourism, healthcare, and professional services, with many residents commuting to the larger Minneapolis-St. Paul employment market.

Transportation & infrastructure

Transportation is primarily highway-dependent, with Highway 36 serving as the main artery connecting the area to the Twin Cities.

Development pipeline

Development is focused on maintaining the historic character of the downtown core while managing suburban residential growth on the city's periphery.

County appraisal district

Washington County utilizes a market-value assessment system to determine property tax liabilities.

Special districts

Parcels are subject to Stillwater Area Public School District levies and various municipal utility districts.

Insurance & hazard market

Property insurance premiums are influenced by regional weather patterns, including wind and hail exposure common in the Upper Midwest.

Foreclosure doctrine

Minnesota operates primarily as a non-judicial foreclosure state with specific statutory redemption periods.

Disclosure doctrine

Sellers are required to provide a comprehensive disclosure statement regarding the condition of the property at the time of sale.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 55082, Washington County MN
Population
36,277
Median age
44.9 yrs
Owner-occupancy
78.2%
Median home value
$454,751
Median gross rent
$1,850
Median household income
$98,500
Median year built
1984
Vacancy rate
4.1%
Renter share
21.8%
Owner cost burden
22.5%
Renter cost burden
38.2%
Population change
+0.8%
Work-from-home share
18.5%
Mean commute
28.4 min
Bachelor's or higher
45.2%
Unemployment
2.8%
Poverty rate
5.7%
Avg household size
2.6
White
91.5%
Hispanic
3.2%
Asian
2.1%
Black
1.5%
Other
1.7%

Data retrieved from data.census.gov ZCTA-level tables.

Public schools with an address here · 1

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Stillwater Area High SchoolHigh8/10Stillwater Area Public School DistrictHighly rated comprehensive high school.
School districts
Stillwater Area Public School DistrictB+Large district serving the Stillwater area with a focus on college readiness.
Utilities & services
ElectricXcel EnergyPrimary provider for the region.
Natural GasXcel EnergyStandard service provider.
Major employers & industries
Stillwater Area Public SchoolsEducationMajor local employer.
Lakeview HospitalHealthcareSignificant regional employer.
Major amenities · ZIP 55082
Theme, amusement & water parks
16 · 20 mi
Entertainment venues, stadiums & amphitheaters
17 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
19 · 20 mi
Parks, trails & nature
20+ · 13 mi
Lakes, marinas & beaches
10 · 20 mi
Shopping & dining districts
5 · 13 mi
Airports
2 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities
Inside this ZIP
St. Croix River
Waterfront

Major regional attraction for boating, fishing, and scenic views.

Historic Downtown Stillwater
Shopping/Dining

Known for its preserved 19th-century architecture, boutique shops, and restaurants.

Deterministic roll-up
1 of 1 researched properties contributed
Median sale price
$338,166
Closed sales (monthly)
1
Median asking rent
$1,410/mo
Distress filings (ledger)
0

Deterministic aggregate of 1 researched property in this ZIP (latest reading each) — each property weighs one; per point, properties lacking the value are excluded. Property-level records (taxes, scores, permits) never roll individually.

Sources · 5 cited

No county-record distress flags across 1 researched property on the ARED base layer. Key-figure check: median price diverges 67.1% from the nearest retained anchor (researched-property base layer) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict. Validation: the flagged $565,000 could not be independently corroborated and was removed pending review (no prior-cycle value to revert to); the case is under review in the Command Center.