LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 55128 sells for about $363,000, or $165 per square foot.

Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 34 days to sell. HUD's fair market rent for a two-bedroom is $1,476 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 55128 — Oakdale

Washington County →Ramsey County →spans 2 countiesrefreshed Sep 19, 2026next refresh Oct 19, 2026
Market mood · cautiously optimistic

The 55128 housing market remains stable with moderate price appreciation and consistent demand from family buyers. While inventory remains tight, the area's affordability relative to the broader Twin Cities metro continues to drive interest. Market conditions favor prepared buyers who can navigate the competitive suburban landscape.

Who this ZIP fits

This ZIP is well-suited for family buyers and commuters seeking suburban living with convenient access to the Twin Cities metro area.

Parent geography
Oakdale · no city intel reportRamsey County →Minnesota state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 29.1 km²Water area · 1 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$363,000
+2.4% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
34 days
Active listings
66
Listings with price cuts
18%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
77
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
62
Growth/100

Median prices moved up 2.4% year over year.

81
Liquidity/100

Homes spend a median of 34 days on market with 2.8 months of supply — a fast-moving market.

70
Momentum/100

18% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

93
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.3% · poverty 5.8% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$210,000$280,000$350,000$420,000$490,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$2,400$3,000$3,600$4,200$4,800

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.8%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
29,384

ZCTA 55128

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
11.7%
Foreign-born residents
3,445
Naturalized (of foreign-born)
73.6%
Non-citizens (of population)
3.1%
Entered 2010 or later (of foreign-born)
28%
World region of birth (foreign-born)
Asia
35.9%
Africa
35%
Americas
22.4%
Europe
6.1%
Oceania
0.5%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Crime rates in the area are generally considered moderate, with local law enforcement maintaining a presence in the suburban residential zones. Trends remain stable compared to broader regional averages in the Twin Cities metro.

Schools & education

The area is served by public schools that generally meet state proficiency standards, with a mix of suburban district offerings that are well-regarded by local families.

Environmental & hazard

The region faces standard Midwestern climate risks, including severe thunderstorms and winter weather, with minimal flood risk outside of specific low-lying pond areas.

Growth & development

Economic momentum is driven by proximity to the St. Paul employment core and local retail corridors, with steady infill development and residential upgrades.

Taxation

Property taxes are assessed at the county level based on market value, with rates influenced by local school district levies and municipal service requirements.

Transportation & commute

Residents typically commute via I-694 and I-94, providing direct access to downtown St. Paul and Minneapolis employment hubs.

Recreation & amenities

The area features numerous local parks, pond-side walking trails, and proximity to regional shopping centers and golf courses within a 3-mile radius.

Rental market

The rental market is characterized by steady demand from commuters and families, with moderate vacancy pressure and consistent rent growth.

Economy & employers

The local economy is anchored by a mix of retail, healthcare, and professional services, with many residents commuting to major employers in St. Paul and the broader Twin Cities.

Development pipeline

Development is focused on residential infill and the modernization of existing retail centers.

Special districts

Parcels are subject to standard municipal and school district levies, with no major special assessment districts reported.

Insurance & hazard market

Property insurance premiums are stable, reflecting the area's low-to-moderate risk profile for natural disasters.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 55128
Population
29,384
Median age
39.6 yrs
Owner-occupancy
72.4%
Median home value
$312,800
Median gross rent
$1,620
Median household income
$93,210
Median year built
1986
Vacancy rate
2.5%
Renter share
27.6%
Owner cost burden
22%
Renter cost burden
38%
Population change
+0.8%
Net migration
0
Work-from-home share
18.5%
Mean commute
26.4 min
Bachelor's or higher
42.1%
Unemployment
3.3%
Poverty rate
5.8%
Avg household size
2.49
White
78.2%
Black or African American
6.5%
Asian
8.1%
Hispanic or Latino
4.2%
Other
3%

Data retrieved from data.census.gov ZCTA-level tables.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Oakdale ElementaryElementary7/10North St. Paul-Maplewood-OakdaleHighly rated local elementary school.
Tartan Senior HighHigh6/10North St. Paul-Maplewood-OakdaleServes the majority of the ZIP code.
School districts
North St. Paul-Maplewood-Oakdale ISDBLarge district serving the suburban east metro.
Utilities & services
ElectricXcel EnergyPrimary provider for the region.
Natural GasCenterPoint EnergyStandard service provider.
InternetCenturyLink/ComcastBroadband availability is widespread.
Major employers & industries
3MManufacturing/TechMajor regional employer with nearby headquarters.
HealthPartnersHealthcareSignificant regional presence.
Major amenities · ZIP 55128
Theme, amusement & water parks
19 · 20 mi
Entertainment venues, stadiums & amphitheaters
16 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
20+ · 20 mi
Parks, trails & nature
20+ · 13 mi
Lakes, marinas & beaches
1 · 20 mi
Shopping & dining districts
3 · 13 mi
Airports
2 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Oakdale Nature Preserve
Park

Large natural area with trails and wildlife viewing.

Tanners Lake
Lake

Popular local spot for fishing and recreation.

On the horizon · announced & under construction
Oakdale Retail ExpansionCommercialApprovedOngoing mixed-use retail development along major corridors.
Sources · 6 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.