LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 55720 sells for about $290,000, or $198 per square foot.

Prices are up +5.4% from a year ago, so sellers still have some momentum. Homes take about 18 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,023 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 55720 — Cloquet

Carlton County →Duluth marketrefreshed Sep 23, 2026next refresh Oct 23, 2026
Market mood · cautiously optimistic

The 55720 residential market shows resilience with a median sale price of $290,000, up 5.4% year-over-year. Despite constrained inventory (61 active listings), homes sell quickly in a median of 18 days, with a sale-to-list ratio above 100%, indicating seller strength. The market is stable, supported by proximity to Duluth and a stable local economy.

Who this ZIP fits

Fits family buyers and commuters seeking a small-town environment within reach of the Duluth employment center.

Parent geography
Cloquet · no city intel reportCarlton County →Minnesota state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 405 km²Water area · 9.9 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$290,000
+5.4% year over year
Corroboration pending — anchor baseline forms on the first refresh cycles
Days on market
18 days
Active listings
61
Sale-to-list ratio
101.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
86
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
77
Growth/100

Median prices moved up 5.4% year over year.

96
Liquidity/100

Homes spend a median of 18 days on market with 0.0 months of supply — a fast-moving market.

95
Momentum/100

0% of listings have cut prices · homes sell at 101.5% of asking — demand is running ahead of supply.

77
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.0% · poverty 14.1% — a stable, low-distress profile.

Census trends · population flowsACS 2018-2022 5-year estimates
Population change
-1.2%

versus the prior ACS vintage

Population base
17,448

ZCTA 55720, Carlton County, MN

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
2%
Foreign-born residents
349
Naturalized (of foreign-born)
50.7%
Non-citizens (of population)
1%
Entered 2010 or later (of foreign-born)
30.7%
World region of birth (foreign-born)
Africa
35%
Europe
26.6%
Asia
20.9%
Americas
15.2%
Oceania
2.3%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Detailed, region-specific crime-trend comparisons are not published for this specific ZCTA. Cloquet generally maintains a small-town character consistent with its regional profile.

Schools & education

The area is served by Cloquet Public Schools (ISD #94). Schools in the district, such as Churchill and Washington Elementary, generally maintain ratings around 6/10 to 7/10 based on proficiency metrics.

Environmental & hazard

Local hazard posture is typical for the Duluth/Carlton County region, involving standard risks associated with northern forest environments, seasonal wind events, and riverine proximity (St. Louis River).

Growth & development

Growth is supported by proximity to Duluth (~15 mins) and access to I-35. Economic stability is bolstered by its role as the largest city in Carlton County.

Taxation

Property taxes are levied by Carlton County and the Cloquet Public School District. The median effective rate of 1.44% is driven by combined local, county, and district levies.

Transportation & commute

Residents have efficient access to the Duluth/Superior employment core via I-35.

Recreation & amenities

The area features the St. Louis River, extensive local park/trail systems, and proximity to regional recreational areas.

Rental market

Market is characterized by steady demand with median rents near $1,600; limited investor/short-term activity data.

Economy & employers

Diversified regional economy anchored by the Duluth-Superior MSA.

Development pipeline

Ongoing municipal development focuses on infrastructure and expanding the local trail system.

Special districts

Parcels are subject to Carlton County and ISD #94 jurisdictions.

Insurance & hazard market

Standard regional posture; no specific ZIP-level risk modifiers published.

Discovery profileACS 2018-2022 5-year estimates
Census profile · ZCTA 55720, Carlton County, MN
Population
17,448
Median age
38.2 yrs
Owner-occupancy
67.5%
Median home value
$223,200
Median gross rent
$1,050
Median household income
$64,167
Median year built
1971
Vacancy rate
7.8%
Renter share
32.5%
Owner cost burden
18.5%
Renter cost burden
45.2%
Population change
-1.2%
Work-from-home share
5.2%
Mean commute
22.5 min
Bachelor's or higher
17.8%
Unemployment
5%
Poverty rate
14.1%
Avg household size
2.35
White alone, not Hispanic or Latino
82.8%
Hispanic or Latino
4.5%
Black or African American alone, not Hispanic or Latino
3.1%
American Indian and Alaska Native alone, not Hispanic or Latino
3%
Asian alone, not Hispanic or Latino
1.1%
Native Hawaiian and Other Pacific Islander alone, not Hispanic or Latino
0.1%
Some Other Race alone, not Hispanic or Latino
0.3%
Two or More Races, not Hispanic or Latino
5.1%

Data retrieved from data.census.gov for ZCTA 55720.

Public schools with an address here · 4

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Cloquet Senior High SchoolHigh7/10Cloquet Public School District #94General rating based on proficiency metrics.
Cloquet Middle SchoolMiddle6/10Cloquet Public School District #94General rating based on proficiency metrics.
Churchill Elementary SchoolElementary6/10Cloquet Public School District #94General rating based on proficiency metrics.
Washington Elementary SchoolElementary7/10Cloquet Public School District #94General rating based on proficiency metrics.
School districts
Cloquet Public School District #94AverageServes the city of Cloquet and surrounding areas.
Utilities & services
Internet/BroadbandSpectrum, FrontierMajor carriers serving the area.
Natural GasMinnesota Energy ResourcesPrimary natural gas provider.
ElectricMinnesota PowerPrimary electric provider.
WaterCity of CloquetMunicipal water service.
SewerCity of CloquetMunicipal sewer service.
Trash & RecyclingCity of Cloquet / Contracted ServicesMunicipal or contracted waste management.
Major employers & industries
Sappi North AmericaPulp and PaperMajor employer in the region.
Carlton County GovernmentPublic AdministrationSignificant local employer.
Cloquet Public SchoolsEducationKey employer for the community.
Major amenities · ZIP 55720
Theme, amusement & water parks
2 · 20 mi
Entertainment venues, stadiums & amphitheaters
9 · 20 mi
Museums, galleries & history
3 · 20 mi
Parks, trails & nature
5 · 13 mi
Lakes, marinas & beaches
1 · 20 mi
Golf
1 · 13 mi
Shopping & dining districts
1 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
St. Louis River
Waterfront

Access to the river for recreation.

Cloquet trail system
Parks/Trails

Extensive local park and trail systems for outdoor activities.

Local parks
Parks

Various local parks offering green space and recreational facilities.

On the horizon · announced & under construction
Infrastructure and trail expansionInfrastructureOngoingRoutine municipal development focusing on infrastructure upgrades and expanding the local trail system.
Sources · 12 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.