LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 55779 sells for about $213,091, or $145 per square foot.

Prices are up +11.6% from a year ago, so sellers still have some momentum. Homes take about 42 days to sell. HUD's fair market rent for a two-bedroom is $1,708 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 55779 — Saginaw

St. Louis County →Duluth marketrefreshed Sep 23, 2026next refresh Oct 23, 2026
Market mood · cautiously optimistic

The housing market in 55779 remains stable with steady demand and limited inventory, mirroring the broader Duluth metro area. Prices have seen moderate year-over-year growth, driven by a lack of new construction and consistent interest from local buyers. The market is currently balanced, favoring neither buyers nor sellers excessively.

Who this ZIP fits

This area is well-suited for family buyers and those seeking a quieter, suburban lifestyle with proximity to the amenities and employment opportunities of Duluth.

Parent geography
Saginaw · no city intel reportSt. Louis County →Minnesota state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 319.8 km²Water area · 16.4 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$213,091
+11.6% year over year
Corroboration pending — anchor baseline forms on the first refresh cycles
Days on market
42 days
Active listings
333
Listings with price cuts
18%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
79
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
100
Growth/100

Median prices moved up 11.6% year over year.

76
Liquidity/100

Homes spend a median of 42 days on market with 3.0 months of supply — a fast-moving market.

70
Momentum/100

18% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

71
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 9.1% · poverty 8.0% — a stable, low-distress profile.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Population base
3,905

ZCTA 55779

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
1%
Foreign-born residents
40
Naturalized (of foreign-born)
62.5%
Non-citizens (of population)
0.4%
Entered 2010 or later (of foreign-born)
45%
World region of birth (foreign-born)
Asia
47.5%
Americas
37.5%
Europe
15%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Schools & education

Schools serving the area are generally characterized as stable, with local districts providing standard public education services.

Environmental & hazard

The region faces typical northern climate risks, including heavy winter snowfall and potential for wind-related property damage.

Growth & development

Economic momentum is tied to the broader Duluth metro area, which serves as a regional hub for healthcare, education, and shipping industries.

Taxation

Property taxes are assessed at the county level in St. Louis County, with rates determined by local school district and municipal levies.

Transportation & commute

Residents typically commute via highway corridors into the Duluth employment core, with travel times generally under 20 minutes.

Recreation & amenities

The area offers access to local parks, proximity to Lake Superior trails, and various outdoor recreational facilities within a short drive.

Rental market

The rental market is characterized by moderate demand and steady occupancy, with limited new multi-family supply.

Economy & employers

The economy is anchored by the Duluth metro area, featuring major employers in healthcare, higher education, and logistics.

Transportation & infrastructure

The area is served by regional highway networks connecting to Duluth and the broader St. Louis County region.

Development pipeline

Development is primarily focused on residential infill and small-scale commercial improvements within the existing city footprint.

County appraisal district

St. Louis County Assessor manages property valuations based on market-based assessment cycles.

Special districts

Parcels are subject to local school district levies and county-wide special service districts.

Insurance & hazard market

Property insurance premiums are influenced by regional weather patterns and the proximity to Lake Superior.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 55779
Population
3,905
Median age
42.2 yrs
Owner-occupancy
77.3%
Median home value
$213,091
Median gross rent
$1,044
Median household income
$93,792
Median year built
1981
Vacancy rate
4.2%
Renter share
22.7%
Owner cost burden
18.5%
Renter cost burden
38.5%
Population change
+0.5%
Work-from-home share
12.4%
Mean commute
18.5 min
Bachelor's or higher
28.4%
Unemployment
9.1%
Poverty rate
8%
Avg household size
2.4
White
94.5%
Other
5.5%

Data retrieved from Census Bureau ZCTA profiles.

Public schools with an address here · 1

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Proctor High SchoolHighBProctor Public SchoolsPrimary high school serving the district.
School districts
Proctor Public SchoolsBServes the city and surrounding areas.
Utilities & services
ElectricMinnesota PowerPrimary regional provider.
Natural GasMinnesota Energy ResourcesPrimary regional provider.
Major employers & industries
Essentia HealthHealthcareMajor regional employer.
St. Luke'sHealthcareMajor regional employer.
Major amenities · ZIP 55779
Theme, amusement & water parks
4 · 20 mi
Entertainment venues, stadiums & amphitheaters
14 · 20 mi
Family fun & things to do
1 · 13 mi
Museums, galleries & history
15 · 20 mi
Parks, trails & nature
2 · 13 mi
Lakes, marinas & beaches
2 · 20 mi
Golf
1 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.

Amenities & attractions1 retained amenity
Inside this ZIP
Proctor Parks
Park

Local community green space and recreational facilities.

Sources · 4 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.