LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 55805 sells for about $290,000, or $186 per square foot.

Prices are up +5.5% from a year ago, so sellers still have some momentum. Homes take about 20 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,068 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 55805 — Duluth

St. Louis County →Duluth marketrefreshed Sep 23, 2026next refresh Oct 23, 2026
Market mood · cautiously optimistic

The Duluth housing market, including ZIP 55805, remains competitive with steady price appreciation and low inventory. Demand is driven by a stable local economy and the city's appeal as a regional hub, though affordability remains a factor for some buyers. The market is currently characterized by a seller-leaning environment with moderate days on market.

Who this ZIP fits

This area is ideal for young professionals, students, and families seeking proximity to downtown amenities and outdoor recreation. It offers a mix of historic housing stock and urban convenience.

Parent geography
Duluth · no city intel reportSt. Louis County →Minnesota state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 3.7 km²Water area · 0.8 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$290,000
+5.5% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
20 days
Active listings
493
Listings with price cuts
18%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
75
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
78
Growth/100

Median prices moved up 5.5% year over year.

88
Liquidity/100

Homes spend a median of 20 days on market with 2.7 months of supply — a fast-moving market.

70
Momentum/100

18% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

62
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.8% · poverty 26.4% — a mixed stability profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$140,000$210,000$280,000$350,000$420,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$2,000$2,500$3,000$3,500$4,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Net migration
+120 people

net influx — more people moved in than out

Population base
10,602

ZCTA 55805, St. Louis County MN

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
3.8%
Foreign-born residents
406
Naturalized (of foreign-born)
40.9%
Non-citizens (of population)
2.3%
Entered 2010 or later (of foreign-born)
35.2%
World region of birth (foreign-born)
Africa
39.4%
Americas
29.8%
Asia
29.1%
Europe
1.7%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Crime rates in Duluth are generally consistent with regional averages for mid-sized Midwestern cities, with property crime being the primary concern. Local law enforcement maintains active community policing initiatives to address localized trends.

Schools & education

The area is served by Duluth Public Schools (ISD 709), which offers a mix of traditional and magnet programs. School quality is generally rated as average, with specific institutions performing above state benchmarks.

Environmental & hazard

The primary environmental hazards include heavy winter snowfall and potential wind damage from Lake Superior storms. Flood risk is localized to specific low-lying areas near creeks and the lakefront.

Growth & development

Economic momentum is driven by healthcare, education, and tourism sectors, with major employers including Essentia Health and St. Luke's. Infrastructure projects focus on downtown revitalization and port-related logistics.

Taxation

Property taxes are levied by St. Louis County, the City of Duluth, and the local school district. The tax structure includes a homestead market value exclusion for owner-occupied primary residences.

Transportation & commute

Residents in 55805 benefit from proximity to downtown Duluth, with most commutes being short drives or accessible via the Duluth Transit Authority bus network.

Recreation & amenities

The ZIP code features immediate access to the Duluth Lakewalk, numerous city parks, and proximity to the North Shore's outdoor trail systems. Shopping and dining are concentrated in the nearby downtown and Miller Hill areas.

Rental market

The rental market is characterized by high demand due to the student population and limited supply of modern multi-family units. Vacancy rates remain low, keeping upward pressure on rents.

Economy & employers

The economy is anchored by the healthcare sector, higher education (UMD), and the shipping industry via the Port of Duluth. Tourism remains a significant economic driver.

Transportation & infrastructure

The area is served by I-35 and local arterial roads, with the Duluth Transit Authority providing public bus service throughout the city.

Development pipeline

Ongoing urban renewal projects focus on improving pedestrian connectivity between the hillside neighborhoods and the waterfront.

County appraisal district

St. Louis County Assessor manages property valuations, utilizing a mass appraisal system based on market sales data.

Special districts

Parcels are subject to ISD 709 school taxes and various municipal utility districts for water and sewer services.

Insurance & hazard market

Property insurance premiums are influenced by the region's exposure to severe winter weather and wind events.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 55805, St. Louis County MN
Population
10,602
Median age
27.2 yrs
Owner-occupancy
58.2%
Median home value
$245,000
Median gross rent
$1,150
Median household income
$62,000
Median year built
1938
Vacancy rate
5.5%
Renter share
41.8%
Owner cost burden
22%
Renter cost burden
45%
Population change
+0.5%
Net migration
120
Work-from-home share
15.2%
Mean commute
18.5 min
Bachelor's or higher
42%
Unemployment
4.8%
Poverty rate
26.4%
Avg household size
2.3
White
88.5%
Black or African American
2.1%
American Indian and Alaska Native
2.5%
Asian
1.8%
Hispanic or Latino
2.8%
Other
2.3%

Data retrieved from data.census.gov using ZCTA 55805 profile.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Congdon Park ElementaryElementary8/10Duluth Public SchoolsHighly rated neighborhood school.
East High SchoolHigh7/10Duluth Public SchoolsPrimary high school serving the area.
School districts
Duluth Public Schools (ISD 709)BLarge district serving the entire city of Duluth.
Utilities & services
ElectricMinnesota PowerPrimary regional provider.
Natural GasALLETE/Minnesota Energy ResourcesStandard service.
InternetSpectrum/CenturyLinkBroadband availability varies by street.
Water/SewerCity of DuluthMunicipal service.
Major employers & industries
Essentia HealthHealthcareMajor regional employer.
St. Luke's HospitalHealthcareSignificant local employer.
University of Minnesota DuluthEducationLarge academic institution.
Major amenities · ZIP 55805
Theme, amusement & water parks
4 · 20 mi
Entertainment venues, stadiums & amphitheaters
13 · 20 mi
Family fun & things to do
19 · 13 mi
Museums, galleries & history
17 · 20 mi
Parks, trails & nature
18 · 13 mi
Lakes, marinas & beaches
5 · 20 mi
Shopping & dining districts
9 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
Duluth Lakewalk
Trail

Scenic paved trail along Lake Superior.

Leif Erikson Park
Park

Historic park featuring the Rose Garden.

Downtown Duluth
Shopping/Dining

Central hub for local businesses and entertainment.

On the horizon · announced & under construction
Medical District ExpansionInfrastructureUnder ConstructionMajor hospital campus redevelopment.
Sources · 10 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.