LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 55810 sells for about $222,500, or $145 per square foot.

Prices are up +5.9% from a year ago, so sellers still have some momentum. Homes take about 35 days to sell. HUD's fair market rent for a two-bedroom is $1,106 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 55810 — Duluth

St. Louis County →Duluth marketrefreshed Sep 23, 2026next refresh Oct 23, 2026
Market mood · cautiously optimistic

The 55810 housing market remains stable with moderate price appreciation and a healthy inventory level for the region. Demand is supported by the area's unique access to outdoor recreation, though buyers remain price-sensitive in the current interest rate environment.

Who this ZIP fits

This ZIP is well-suited for family buyers and outdoor enthusiasts who value proximity to recreation areas like Spirit Mountain while maintaining access to the broader Duluth employment market.

Parent geography
Duluth · no city intel reportSt. Louis County →Minnesota state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 122.6 km²Water area · 0.1 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$222,500
+5.9% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
35 days
Active listings
40
Listings with price cuts
16%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
82
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
80
Growth/100

Median prices moved up 5.9% year over year.

77
Liquidity/100

Homes spend a median of 35 days on market with 3.3 months of supply — a fast-moving market.

72
Momentum/100

16% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

99
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.9% · poverty 4.4% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$135,000$180,000$225,000$270,000$315,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$1,600$2,000$2,400$2,800$3,200

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Net migration
+120 people

net influx — more people moved in than out

Population base
8,285

ZCTA 55810, St. Louis County MN

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
0.2%
Foreign-born residents
18
Naturalized (of foreign-born)
66.7%
Non-citizens (of population)
0.1%
Entered 2010 or later (of foreign-born)
0%
World region of birth (foreign-born)
Americas
66.7%
Europe
16.7%
Asia
16.7%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Crime in the 55810 area is generally lower than the Duluth city average, with the western portion of the city experiencing fewer violent crime incidents compared to the downtown and central corridors.

Schools & education

Schools serving this area are part of Duluth Public Schools (ISD 709), which maintains a mix of neighborhood elementary schools and centralized secondary options; performance varies by specific campus.

Environmental & hazard

The area is subject to standard northern Minnesota climate risks, including heavy winter snowfall and potential for localized flooding near creek beds; wildfire risk is generally low due to the surrounding forest management.

Growth & development

Economic momentum is driven by proximity to the Spirit Mountain recreation area and industrial corridors along the St. Louis River, with ongoing interest in residential infill and tourism-related services.

Taxation

Property taxes are assessed by St. Louis County based on market value, with rates influenced by city, county, and school district levies; Minnesota offers a homestead credit for owner-occupied primary residences.

Transportation & commute

Residents typically rely on personal vehicles for commutes, with I-35 providing the primary artery for travel toward downtown Duluth and the regional employment core.

Recreation & amenities

The ZIP features significant access to outdoor amenities, including the Spirit Mountain Recreation Area, numerous hiking and biking trails, and proximity to the St. Louis River waterfront.

Rental market

The rental market is characterized by a mix of single-family home rentals and smaller multi-family units, with steady demand driven by proximity to outdoor recreation and regional employers.

Economy & employers

The local economy is anchored by tourism, outdoor recreation, and regional logistics, with significant employment ties to the broader Duluth-Superior metropolitan area.

Transportation & infrastructure

Transportation is dominated by the I-35 corridor, which connects the area to downtown Duluth and the regional highway network.

Development pipeline

Development is largely focused on small-scale residential infill and improvements to existing recreational infrastructure.

County appraisal district

St. Louis County Assessor manages property valuations, utilizing a mass appraisal system with annual adjustments based on market sales data.

Special districts

Parcels are subject to Duluth ISD 709 levies and various regional utility and watershed district assessments.

Insurance & hazard market

Property insurance premiums are influenced by regional weather patterns, including winter storm exposure and wildfire risk management in wooded areas.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 55810, St. Louis County MN
Population
8,285
Median age
45.2 yrs
Owner-occupancy
78.2%
Median home value
$215,000
Median gross rent
$1,150
Median household income
$68,500
Median year built
1977
Vacancy rate
4.2%
Renter share
21.8%
Owner cost burden
18.5%
Renter cost burden
32.4%
Population change
+0.5%
Net migration
120
Work-from-home share
14.2%
Mean commute
22.5 min
Bachelor's or higher
35.8%
Unemployment
0.9%
Poverty rate
4.4%
Avg household size
2.4
White
92.5%
Black or African American
0.8%
American Indian and Alaska Native
2.1%
Asian
0.6%
Hispanic or Latino
1.5%
Other
2.5%

Data retrieved from data.census.gov for ZCTA 55810.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Stowe ElementaryElementaryAverageDuluth ISD 709Serves the local neighborhood population.
Denfeld High SchoolHighAverageDuluth ISD 709Primary high school serving the western Duluth area.
School districts
Duluth ISD 709B-Large district serving the city of Duluth with a comprehensive range of academic and extracurricular programs.
Utilities & services
ElectricMinnesota PowerPrimary regional provider.
Natural GasMinnesota Energy ResourcesStandard residential service.
InternetSpectrum/CenturyLinkBroadband availability varies by specific street.
Water/SewerCity of DuluthMunicipal utility services.
Major employers & industries
Essentia HealthHealthcareMajor regional employer.
St. Luke's HospitalHealthcareSignificant regional medical anchor.
University of Minnesota DuluthEducationMajor regional academic institution.
Major amenities · ZIP 55810
Theme, amusement & water parks
4 · 20 mi
Entertainment venues, stadiums & amphitheaters
14 · 20 mi
Family fun & things to do
18 · 13 mi
Museums, galleries & history
17 · 20 mi
Parks, trails & nature
17 · 13 mi
Lakes, marinas & beaches
3 · 20 mi
Shopping & dining districts
9 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
Spirit Mountain
Recreation Area

Major regional destination for skiing, mountain biking, and hiking.

St. Louis River
Waterfront

Provides extensive fishing, boating, and scenic access points.

Grand View Golf Course
Golf

Local public golf facility serving the western Duluth area.

On the horizon · announced & under construction
Spirit Mountain Master PlanInfrastructureOngoingMulti-year upgrades to lift infrastructure and trail systems.
Sources · 6 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.