The story of this market
The typical home in ZIP 56437 sells for about $185,000, or $112 per square foot.
Prices are up +2.8% from a year ago, so sellers still have some momentum. Homes take about 84 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $900 a month.
ZIP 56437 — Bertha
The housing market in 56437 remains stable with low inventory and modest price growth consistent with rural Minnesota trends. Demand is driven by local residents and those seeking affordable, quiet living, though limited sales volume keeps the market quiet. Current conditions reflect a balanced environment where supply and demand remain closely aligned.
This ZIP is best suited for families and individuals seeking a quiet, rural lifestyle with a low cost of living and a strong sense of community.
Median prices moved up 2.8% year over year.
Homes spend a median of 84 days on market with 4.2 months of supply — a balanced-paced market.
15% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.7% · poverty 11.7% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 56437, Todd County MN
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in Bertha and surrounding Todd County are significantly lower than the national average, with property crime being the primary concern in this rural setting.
The area is served by the Bertha-Hewitt Public School District, which maintains a small-town educational environment with generally stable performance metrics.
The region faces moderate risks related to severe winter weather and occasional wind events; flood risk is generally low outside of immediate riparian zones.
Economic momentum is driven by local agriculture, small-scale manufacturing, and regional service industries, with limited large-scale commercial development.
Property taxes are assessed at the county level by Todd County, utilizing a market-value based system with standard homestead exemptions available for primary residences.
Commutes are primarily car-dependent, with residents typically driving to nearby employment hubs like Wadena or Long Prairie.
The area offers access to outdoor activities including fishing, hunting, and local park facilities, with basic shopping and dining available in the immediate vicinity.
The rental market is characterized by low inventory and high demand for affordable housing, with limited turnover and minimal short-term rental presence.
The local economy is anchored by agricultural production and small-town retail, with many residents commuting to larger regional centers for employment.
Transportation is almost exclusively via private vehicle, with no public transit infrastructure serving the area.
There are no major commercial or residential developments currently in the pipeline for this rural ZIP code.
Todd County Assessor manages property valuations, focusing on annual market adjustments to ensure equitable tax distribution.
Parcels are subject to local school district taxes and county-level levies for emergency services and infrastructure maintenance.
Property insurance premiums are stable, though coverage for wind and hail damage remains a standard consideration for homeowners.
Data retrieved from data.census.gov for ZCTA 56437.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Local community park providing green space and recreational facilities.
Provides opportunities for fishing and non-motorized boating.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.