The story of this market
The typical home in ZIP 57038 sells for about $245,000, or $142 per square foot.
Prices are up +3.2% from a year ago, so sellers still have some momentum. Homes take about 68 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $913 a month.
ZIP 57038 — Jefferson
The housing market in 57038 remains stable with modest price appreciation and low inventory levels. Demand is supported by local residents and commuters seeking affordability, though limited new construction keeps the market balanced.
This ZIP is best suited for families and individuals seeking a quiet, rural lifestyle with affordable housing, while remaining within a reasonable commuting distance to the Sioux City employment core.
Median prices moved up 3.2% year over year.
Homes spend a median of 68 days on market with 4.2 months of supply — a balanced-paced market.
9% of listings have cut prices · homes sell at 97.8% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.3% · poverty 3.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 57038, Union County SD
Schools serving the area are primarily part of the Jefferson School District, which maintains a stable reputation within the rural South Dakota educational landscape.
The area faces moderate risk from severe thunderstorms and wind events common to the Great Plains, with standard flood risks associated with proximity to the Big Sioux River.
Economic momentum is driven by local agricultural support services and proximity to the Sioux City metro employment hub, with limited new residential development.
Property taxes are assessed at the county level in Union County, South Dakota, based on market value; the state does not impose a personal income tax.
Residents primarily commute by personal vehicle toward Sioux City, Iowa, via I-29, with typical drive times ranging from 15 to 25 minutes.
Local recreation is centered on outdoor activities near the Big Sioux River, with small community parks and proximity to larger regional parks in the Sioux City area.
The rental market is characterized by low inventory and stable demand, primarily serving local workers and those seeking a lower cost of living compared to the nearby metro.
The local economy is anchored by agriculture, light manufacturing, and logistics, with significant employment spillover from the Sioux City metropolitan area.
Development is primarily limited to small-scale residential infill and agricultural support infrastructure.
Parcels are subject to Union County property tax levies and the Jefferson School District tax base.
Property insurance premiums are influenced by regional exposure to severe weather, including wind and hail, typical of the South Dakota plains.
Data retrieved from data.census.gov ZCTA 57038 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Local community park providing green space and recreational facilities.
Provides opportunities for fishing and outdoor recreation along the eastern border of the ZIP.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.