The story of this market
The typical home in ZIP 59639 sells for about $549,000, or $312 per square foot.
Prices are up +5.6% from a year ago, so sellers still have some momentum. Homes take about 118 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $784 a month.
ZIP 59639 — Lincoln
The Lincoln housing market remains stable with low inventory and steady demand from lifestyle buyers. Prices have continued to appreciate moderately, driven by the area's limited supply and high appeal for remote workers and outdoor enthusiasts. Market activity is characterized by longer days on market due to the niche nature of the rural property market.
This ZIP is ideal for outdoor enthusiasts, retirees, and remote workers seeking a quiet, scenic mountain lifestyle away from urban centers.
Median prices moved up 5.6% year over year.
Homes spend a median of 118 days on market with 12.0 months of supply — a slower-moving market.
13% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 1.8% · poverty 8.5% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 11.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 59639, Lewis and Clark County, MT
Crime rates in Lincoln are significantly lower than the national average, with property and violent crime incidents being rare in this rural mountain community.
The area is served by the Lincoln Public Schools, which are generally well-regarded for their small class sizes and community-focused educational environment.
The region faces elevated wildfire risks due to its location in the Helena National Forest, necessitating proactive fire mitigation and specialized insurance coverage.
Economic momentum is driven primarily by tourism, outdoor recreation, and small-scale forestry, with limited large-scale industrial development.
Property taxes are assessed at the county level by Lewis and Clark County, with rates determined by local mill levies applied to the appraised market value of real property.
Commuting is primarily by private vehicle, with a long drive of approximately 80-90 minutes to reach the employment core of Helena.
The area is a premier destination for outdoor enthusiasts, offering immediate access to the Blackfoot River, extensive snowmobile trails, and proximity to the Bob Marshall Wilderness.
The rental market is tight with very limited inventory, often dominated by seasonal or short-term vacation rentals catering to tourists.
The local economy is heavily reliant on the tourism and recreation sectors, supported by small local businesses and seasonal service industry employment.
Public transit is non-existent; residents rely entirely on personal vehicles for transportation along the Highway 200 corridor.
Development is strictly limited by surrounding federal forest land, keeping the area's rural character intact.
The Lewis and Clark County Assessor maintains property valuations based on periodic market analysis and state-mandated appraisal cycles.
Parcels are subject to local school district levies and county-wide fire district assessments.
Property insurance premiums are high due to the significant wildfire risk associated with the surrounding dense forest environment.
Montana has experienced steady net domestic migration, with many new residents moving to rural areas for lifestyle reasons.
Montana is primarily a non-judicial foreclosure state, allowing for a streamlined process under the Small Tract Financing Act.
Sellers are required to provide a property disclosure statement detailing known material defects, though 'as-is' sales are common.
Data retrieved from data.census.gov for ZCTA 59639.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Renowned for world-class fly fishing and floating.
Provides access to vast hiking and wilderness trails.
Central hub for local events and community gatherings.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.