The story of this market
The typical home in ZIP 64440 sells for about $90,500, or $65 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 142 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $940 a month.
ZIP 64440 — De Kalb
The housing market in ZIP 64440 is characterized by low inventory and stable, modest price growth driven by local demand. The area remains an affordable, rural enclave with limited new development, resulting in a slow-paced market with minimal turnover.
This ZIP is best suited for local families, retirees, and agricultural workers who value a quiet, low-cost rural lifestyle over proximity to major urban employment centers.
Median prices moved up 2.1% year over year.
Homes spend a median of 142 days on market with 6.5 months of supply — a slower-moving market.
8% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.9% · poverty 11.9% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net outflow — more people moved out than in
ZCTA 64440, Atchison County MO
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in this rural Atchison County area are generally low and stable, consistent with regional trends for small Midwestern agricultural communities.
Schools serving the area are part of the Fairfax R-III School District, which maintains small class sizes typical of rural Missouri districts.
The area is primarily agricultural with low wildfire risk, though localized flood risks exist near the Missouri River basin.
Economic momentum is tied to regional agriculture and local small-scale commerce, with limited new large-scale industrial development.
Property taxes are assessed by Atchison County based on local millage rates, which fund school districts and county services.
Commutes are primarily by private vehicle, with most residents traveling to nearby towns in Atchison County for employment.
Recreation is centered on outdoor activities, local parks, and community-based sports facilities within the town.
The rental market is limited in depth, characterized by low turnover and modest demand, with few institutional investors present.
The economy is heavily reliant on the agricultural sector, including crop production and related support services in Atchison County.
Transportation is exclusively highway-based, with no public transit infrastructure serving this rural area.
There are no major commercial or residential developments currently approved or under construction in the ZIP.
The Atchison County Assessor manages property valuations, typically reassessing on a biennial cycle.
Parcels are subject to school district taxes and county-level levies for emergency services and road maintenance.
Property insurance premiums are generally affordable, though coverage for agricultural structures and flood-prone areas may vary.
Missouri has experienced modest net domestic migration, though rural counties like Atchison have seen slight population declines.
Missouri is a non-judicial foreclosure state, allowing for relatively efficient trustee sales following default.
Sellers are required to provide a disclosure statement regarding the condition of the property, though exemptions exist for certain transfers.
Data retrieved from Census Bureau ACS 5-year estimates for Fairfax, MO place level.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Local community park providing green space and recreational facilities.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.