The story of this market
The typical home in ZIP 65264 sells for about $185,000, or $112 per square foot.
Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 48 days to sell. HUD's fair market rent for a two-bedroom is $398 a month.
ZIP 65264 — Martinsburg
The housing market in 65264 remains stable with low inventory and modest price appreciation consistent with rural Missouri trends. Sales volume is low, reflecting the limited housing stock and long-term residency patterns in this agricultural community. Market conditions are driven by local demand rather than speculative investment.
This ZIP is best suited for those seeking a quiet, rural lifestyle, including local agricultural workers and families looking for affordable housing away from urban centers.
Median prices moved up 2.4% year over year.
Homes spend a median of 48 days on market with 4.2 months of supply — a fast-moving market.
15% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.5% · poverty 8.7% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 65264, Missouri
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
The area is served by the Montgomery County R-II School District, which provides rural public education services.
The area is primarily rural with standard regional risks for severe thunderstorms and occasional flooding near local creek beds.
Economic activity is primarily driven by local agriculture and small-scale commerce, with limited new large-scale infrastructure development.
Property taxes are assessed at the county level in Montgomery County, with rates determined by local school district and municipal levies.
Commuting is primarily car-dependent, with residents typically driving to nearby employment hubs in Montgomery City or Columbia.
Recreation is centered on rural outdoor activities, with limited local parks and proximity to regional hunting and fishing areas.
The rental market is limited in depth, consisting primarily of single-family homes with low turnover and minimal institutional investor presence.
The economy is heavily reliant on the agricultural sector, with local employment focused on farming, ranching, and small-town service businesses.
No major commercial or residential developments are currently reported for this rural ZIP code.
Parcels are subject to Montgomery County R-II School District taxes and standard county-wide emergency service levies.
Property insurance premiums are generally stable but reflect regional exposure to severe weather events common in central Missouri.
Data retrieved from data.census.gov ZCTA 65264 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Small local park serving the immediate community.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.