The story of this market
The typical home in ZIP 65282 sells for about $225,000, or $138 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 42 days to sell. HUD's fair market rent for a two-bedroom is $1,150 a month.
ZIP 65282 — Vandalia
The housing market in 65282 is characterized by low inventory and slow turnover, typical of a rural Missouri community. Prices have seen modest appreciation, but the market remains stable with little speculative activity. Most data points are sourced from regional real estate trends as specific ZIP-level inventory reports are limited.
This ZIP is best suited for those seeking a quiet, rural lifestyle, including retirees and families who prioritize space and affordability over proximity to urban amenities.
Median prices moved up 2.1% year over year.
Homes spend a median of 42 days on market with 4.5 months of supply — a fast-moving market.
8% of listings have cut prices · homes sell at 98.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 29.2% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 65282, Monroe County MO
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the Santa Fe area are generally low, consistent with rural Monroe County trends and significantly below state and national averages.
Schools serving the area are part of rural district systems that prioritize small class sizes, though they face challenges with limited extracurricular resources compared to larger suburban districts.
The area is primarily rural with low wildfire risk, though localized flood risks exist near creek beds; property insurance remains stable but is sensitive to regional storm activity.
Economic momentum is driven by local agriculture and proximity to regional employment hubs in Columbia and Moberly, with limited new residential development.
Property taxes are assessed by Monroe County based on local millage rates, which fund school districts and county services; no specific MUD or PID districts are prevalent in this rural ZIP.
Commuting is primarily car-dependent, with residents traveling to Moberly or Columbia for employment via state highways.
Recreation is centered on rural outdoor activities, including local hunting, fishing, and community parks in nearby towns.
The rental market is very limited with low turnover, primarily consisting of single-family homes; there is negligible short-term rental presence.
The economy is heavily reliant on agriculture and small-scale local services, with most residents commuting to larger nearby cities for professional employment.
Public transit is not available; the area relies entirely on private vehicle transportation via state and county road networks.
There are no major commercial or residential developments currently approved or under construction in this ZIP code.
Monroe County Assessor manages property valuations, typically reassessing on a biennial cycle to reflect market changes.
Parcels are served by local school districts and county-level emergency service districts.
Property insurance premiums are generally affordable, though coverage for wind and hail damage is a standard consideration for homeowners.
Missouri has seen modest net domestic migration gains, primarily driven by retirees and remote workers moving to lower-cost areas.
Missouri is a non-judicial foreclosure state, allowing for relatively fast processing of defaults through a trustee sale process.
Missouri is a caveat emptor state, though sellers are required to provide a disclosure form regarding known material defects.
Data retrieved from data.census.gov for ZCTA 65282.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Major regional recreation area for boating and fishing located within driving distance.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.