The story of this market
The typical home in ZIP 65284 sells for about $165,000, or $115 per square foot.
Prices are up +3.2% from a year ago, so sellers still have some momentum. Homes take about 88 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $856 a month.
ZIP 65284 — Sturgeon
The housing market in 65284 remains stable with low inventory and modest price appreciation. Market activity is driven by local demand and affordability, though limited sales volume makes for a slow-moving market. Figures for specific metrics like active listings and days on market are based on current local portal estimates.
This area is best suited for families and individuals seeking an affordable, quiet, small-town lifestyle with proximity to the recreational amenities of the Lake of the Ozarks.
Median prices moved up 3.2% year over year.
Homes spend a median of 88 days on market with 6.5 months of supply — a slower-moving market.
15% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.5% · poverty 1.8% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 65284, Morgan County MO
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Stover is served by the Morgan County R-I School District, which provides local public education for the community.
The area maintains a stable, small-town economic base with modest annual population growth of approximately 1.22%.
Property taxes are assessed at the county level by Morgan County; specific millage rates vary by school district and local municipal levies.
Residents primarily rely on personal vehicles for commuting, with access to regional routes connecting to larger employment hubs in the Lake of the Ozarks area.
The area offers access to local parks and is within driving distance of the Lake of the Ozarks for boating, fishing, and outdoor recreation.
The rental market is limited, consisting primarily of single-family homes and small multi-family developments with low turnover.
The local economy is driven by agriculture, small-scale retail, and services supporting the surrounding rural Morgan County area.
Transportation is primarily automobile-dependent with no public transit infrastructure.
No major large-scale commercial or residential developments are currently reported for the immediate ZIP area.
The Morgan County Assessor manages property valuations for tax purposes.
Parcels are subject to Morgan County R-I School District taxes and standard county-wide levies.
Property insurance rates are influenced by rural fire protection coverage and regional weather patterns.
Data retrieved from Census Reporter and World Population Review profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Local community park providing green space and recreational facilities.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.