The story of this market
The typical home in ZIP 68410 sells for about $227,250, or $135 per square foot.
Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 65 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $950 a month.
This ZIP has no home sales of its own, so its market figures come from Otoe County, Nebraska (county-level). Population, rents, hazards, lending and amenities are this ZIP's own readings.
ZIP 68410 — Nebraska City
The housing market in 68410 remains stable with steady demand for single-family homes, supported by a low cost of living and consistent local employment. While inventory remains tight, price growth has moderated compared to previous years, reflecting a balanced market environment. Note that specific metrics like months of supply and sale-to-list ratios are estimated based on regional trends as exact ZIP-level figures are not published.
This ZIP is ideal for families and retirees seeking an affordable, historic small-town environment with access to regional employment centers and outdoor recreation.
Median prices moved up 4.2% year over year.
Homes spend a median of 65 days on market with 2.1 months of supply — a fast-moving market.
12% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 1.2% · poverty 11.5% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 68410, Otoe County NE
Crime rates in Nebraska City are generally lower than the national average, with property crime being the most frequently reported incident type.
The area is served by Nebraska City Public Schools, which maintains a stable academic reputation within the regional Otoe County context.
The region faces moderate risks from severe thunderstorms and occasional flooding near the Missouri River, with standard property insurance coverage widely available.
Economic momentum is driven by local manufacturing, healthcare, and agricultural services, with steady development in the historic downtown and residential sectors.
Property taxes are assessed at the county level by Otoe County, with rates reflecting local school district and municipal levies; no state income tax is applied to property values.
Commuting is primarily car-dependent, with residents traveling via US-75 and NE-2 toward regional employment hubs in Lincoln and Omaha.
The area features significant historical sites like Arbor Lodge State Historical Park, along with local golf courses, riverfront trails, and community parks.
The rental market is characterized by low vacancy pressure and steady demand, with a mix of long-term residential rentals and limited short-term vacation housing.
The economy is anchored by healthcare, manufacturing, and the agricultural sector, with Nebraska City serving as a regional service hub for Otoe County.
Transportation is dominated by private vehicle use, with US-75 and NE-2 serving as the primary corridors for regional connectivity.
Development is focused on infill residential projects and the continued preservation of the historic downtown district.
Otoe County Assessor manages property valuations, utilizing a mass appraisal system to determine annual taxable values.
Parcels are subject to Otoe County levies, Nebraska City municipal taxes, and the Nebraska City Public School District.
Property insurance remains stable, though premiums reflect regional exposure to severe weather events common in the Great Plains.
Nebraska experiences modest net domestic migration, with growth concentrated in regional hubs and surrounding rural areas.
Nebraska follows a non-judicial foreclosure process, allowing for efficient resolution of defaulted mortgages.
Sellers are required to provide a written disclosure statement regarding the condition of the property to potential buyers.
Data derived from Census Bureau ZCTA profiles and local economic reports.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Historic mansion and arboretum serving as a major regional landmark.
Features aquatic facilities, trails, and community sports fields.
Provides recreational fishing and boating access.
Deterministic aggregate of 1 researched property in this ZIP (latest reading each) — each property weighs one; per point, properties lacking the value are excluded. Property-level records (taxes, scores, permits) never roll individually.
No county-record distress flags across 1 researched property on the ARED base layer. Key-figure check: median price diverges 27.5% from the nearest retained anchor (researched-property base layer) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict. Borrowed-parent hold-out: median rent, price per sq ft reproduced Otoe County's own figure to the dollar — a parent aggregate is not this ZIP's reading, so it was not stored. Validation: the flagged $225,000 could not be independently corroborated and was removed pending review (no prior-cycle value to revert to); the case is under review in the Command Center.