ZIP 71913 — Diamondhead

Crime rates in the Hot Springs area are generally higher than the national average, with property crime being the most frequently reported issue. Local law enforcement maintains a consistent presence, and safety varies significantly by specific neighborhood within the ZIP.

Schools serving the 71913 area are primarily part of the Hot Springs and Lake Hamilton school districts, which offer a mix of performance ratings. Many families prioritize the Lake Hamilton district for its perceived academic and extracurricular stability.

The area faces moderate risks from severe thunderstorms and occasional flooding near Lake Hamilton and local creeks. Property insurance premiums are influenced by these regional weather patterns and the proximity to forested areas prone to wildfire risk.

Economic momentum is driven by the tourism, healthcare, and retirement sectors, with ongoing development around Lake Hamilton. Major employers include regional medical centers and hospitality groups supporting the Hot Springs National Park economy.

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Arkansas) — Arkansas Disabled Veteran Total Property Tax Exemption: Provides a 100% exemption from all ad valorem real property taxes on the principal homestead. Formula: Net Ad Valorem Tax Due = $0.00. State (Arkansas) — Arkansas Senior and Disabled Assessment Freeze: Freezes the assessed taxable value of the homestead at the prevailing assessed value at the time the owner becomes eligible or purchases the property. State (Arkansas) — Arkansas State Homestead Property Tax Credit: Provides a direct reduction against ad valorem property taxes up to $350.00 (increased to $350 by Act 655 of 2009; further statutory increases may apply up to $425 depending on legislative session). Formula: Final Tax Due = max($0, Gross Ad Valorem Tax - Homestead Credit). State (Arkansas) — Arkansas Amendment 79 Assessment Growth Caps (Assessment Limitation): Caps annual assessed value growth following a countywide reappraisal: homestead parcel taxable assessments cannot increase by more than 5% per year, and non-homestead residential parcel taxable assessments cannot increase by more than 10% per year until taxable assessment reaches… State (Arkansas) — Arkansas Ad Valorem Property Tax Assessment Ratio and Valuation: Imposes an ad valorem property tax based on a uniform statutory assessment ratio of 20% of true market value.

Commuting from 71913 primarily involves driving via US-70 and US-270 toward the Hot Springs employment core. Public transit options are limited, making personal vehicle ownership essential for most residents.

The ZIP features extensive access to Lake Hamilton for boating and fishing, alongside proximity to Hot Springs National Park trails. Shopping and dining are concentrated along the major highway corridors, providing convenient access to regional retail.

The rental market is characterized by a mix of long-term residential leases and seasonal short-term rentals catering to tourists. Vacancy pressure remains low due to the area's popularity as a retirement and vacation destination.

The economy is anchored by tourism, healthcare services, and the retail sector. Major employers include CHI St. Vincent Hot Springs and various hospitality enterprises associated with the national park.

Transportation relies heavily on the highway network, specifically US-70 and US-270, which connect the area to the broader region. Infrastructure is focused on maintaining these arterial roads to support tourist and commuter traffic.

Development is focused on residential growth in the western and southern portions of the ZIP. Planning efforts prioritize infrastructure upgrades to support new housing density near Lake Hamilton.

The Garland County Assessor manages property valuations, with assessments typically updated to reflect market trends and property improvements. The county maintains a public database for property tax records.

Parcels in this ZIP are subject to school district taxes and various municipal service fees. Some areas may fall under specific utility or fire protection districts.

Property insurance in this region is influenced by wildfire risk and storm exposure. Homeowners are encouraged to maintain adequate coverage for wind and hail damage.