The story of this market
The typical home in ZIP 72137 sells for about $232,234, or $112 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 45 days to sell. HUD's fair market rent for a two-bedroom is $819 a month.
ZIP 72137 — Rose Bud
The housing market in 72137 is characterized by low inventory and steady, modest price appreciation. While the area offers high affordability compared to regional urban centers, the limited sales volume and rural nature of the market result in longer marketing times for properties. Current conditions remain stable as local demand is primarily driven by residents seeking rural living within commuting distance of Searcy.
This ZIP is best suited for families and individuals seeking a quiet, rural lifestyle with affordable housing costs, though it requires a commute for most professional employment.
Median prices moved up 2.1% year over year.
Homes spend a median of 45 days on market with 4.5 months of supply — a fast-moving market.
12% of listings have cut prices · homes sell at 98.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.1% · poverty 12.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 72137, White County AR
Crime rates in the Rose Bud area are generally lower than the national average, consistent with rural White County trends.
Schools serving the area are part of the Rose Bud School District, which is characterized by small class sizes and a community-focused educational environment.
The area is subject to standard Arkansas weather risks, including severe thunderstorms and occasional tornado activity; flood risk is localized to specific low-lying areas near creeks.
Economic momentum is modest, driven primarily by local agriculture, small businesses, and service-sector employment in nearby Searcy.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Arkansas) — Arkansas Disabled Veteran Total Property Tax Exemption: Provides a 100% exemption from all ad valorem real property taxes on the principal homestead. Formula: Net Ad Valorem Tax Due = $0.00. State (Arkansas) — Arkansas Senior and Disabled Assessment Freeze: Freezes the assessed taxable value of the homestead at the prevailing assessed value at the time the owner becomes eligible or purchases the property. State (Arkansas) — Arkansas State Homestead Property Tax Credit: Provides a direct reduction against ad valorem property taxes up to $350.00 (increased to $350 by Act 655 of 2009; further statutory increases may apply up to $425 depending on legislative session). Formula: Final Tax Due = max($0, Gross Ad Valorem Tax - Homestead Credit). State (Arkansas) — Arkansas Amendment 79 Assessment Growth Caps (Assessment Limitation): Caps annual assessed value growth following a countywide reappraisal: homestead parcel taxable assessments cannot increase by more than 5% per year, and non-homestead residential parcel taxable assessments cannot increase by more than 10% per year until taxable assessment reaches… State (Arkansas) — Arkansas Ad Valorem Property Tax Assessment Ratio and Valuation: Imposes an ad valorem property tax based on a uniform statutory assessment ratio of 20% of true market value.
Commuting is primarily car-dependent, with residents typically driving to Searcy or the Little Rock metro area for major employment hubs.
Recreation is centered on outdoor activities, including proximity to the Little Red River for fishing and various local parks and community sports facilities.
The rental market is limited in depth, with low vacancy pressure and a lack of significant short-term rental or institutional investor presence.
The local economy is largely supported by agriculture, local government, and retail services, with many residents commuting to Searcy for larger employment opportunities.
Transportation is entirely reliant on private vehicles, with no public transit infrastructure serving the rural ZIP code.
There are no major large-scale commercial or residential developments currently approved or under construction in this ZIP.
The White County Assessor manages property valuations, with assessments typically updated on a cyclical basis to reflect market value changes.
Parcels are served by the Rose Bud School District and standard county-level taxing entities.
Property insurance premiums are influenced by regional wildfire and storm risk, with standard coverage available through major state-wide carriers.
Arkansas has experienced steady net domestic migration gains, though this specific rural ZIP sees slower population growth compared to the state's urban centers.
Arkansas is a non-judicial foreclosure state, allowing for relatively efficient processing of defaults under the state's statutory guidelines.
Arkansas law requires sellers to provide a property disclosure form, though the scope of mandatory disclosures is generally limited compared to other states.
Data retrieved from US Census Bureau ZCTA 72137 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Local community park with playground and sports facilities.
Nearby access for fishing and recreational boating.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.