The story of this market
The typical home in ZIP 72512 sells for about $165,000, or $115 per square foot.
Prices are up +3.2% from a year ago, so sellers still have some momentum. Homes take about 98 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $950 a month.
ZIP 72512 — Horseshoe Bend
The housing market in 72512 remains stable, characterized by a high volume of active listings relative to sales, reflecting a slow-paced, rural market. Prices have seen modest year-over-year growth, driven by demand for affordable retirement and vacation properties. Data for specific metrics like months of supply and sale-to-list ratios are based on current market activity reports.
This ZIP is ideal for retirees, vacation-home buyers, and those seeking an affordable, quiet lifestyle centered around outdoor recreation and lake living.
Median prices moved up 3.2% year over year.
Homes spend a median of 98 days on market with 18.0 months of supply — a slower-moving market.
12% of listings have cut prices · homes sell at 96% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.2% · poverty 14.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 72512, Izard County AR
Crime rates in Horseshoe Bend are generally low compared to national averages, with property-related incidents being the primary concern in this rural setting.
The area is served by the Izard County Consolidated School District, which provides standard public education services for the rural population.
The region faces moderate risks from severe thunderstorms and occasional flooding near the Strawberry River, with standard wildfire precautions recommended for wooded residential areas.
Economic momentum is driven primarily by tourism, retirement living, and local services, with limited large-scale industrial development.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Arkansas) — Arkansas Disabled Veteran Total Property Tax Exemption: Provides a 100% exemption from all ad valorem real property taxes on the principal homestead. Formula: Net Ad Valorem Tax Due = $0.00. State (Arkansas) — Arkansas Senior and Disabled Assessment Freeze: Freezes the assessed taxable value of the homestead at the prevailing assessed value at the time the owner becomes eligible or purchases the property. State (Arkansas) — Arkansas State Homestead Property Tax Credit: Provides a direct reduction against ad valorem property taxes up to $350.00 (increased to $350 by Act 655 of 2009; further statutory increases may apply up to $425 depending on legislative session). Formula: Final Tax Due = max($0, Gross Ad Valorem Tax - Homestead Credit). State (Arkansas) — Arkansas Amendment 79 Assessment Growth Caps (Assessment Limitation): Caps annual assessed value growth following a countywide reappraisal: homestead parcel taxable assessments cannot increase by more than 5% per year, and non-homestead residential parcel taxable assessments cannot increase by more than 10% per year until taxable assessment reaches… State (Arkansas) — Arkansas Ad Valorem Property Tax Assessment Ratio and Valuation: Imposes an ad valorem property tax based on a uniform statutory assessment ratio of 20% of true market value.
Commuting is primarily by private vehicle, with residents typically traveling to nearby towns like Mountain Home or Batesville for major employment hubs.
The area is highly amenity-rich, featuring Crown Lake, Diamond Lake, multiple golf courses, and extensive outdoor trails for hiking and fishing.
The rental market is characterized by a mix of long-term residential leases and short-term vacation rentals catering to lake visitors.
The local economy is heavily reliant on the tourism, hospitality, and retirement sectors, with limited large-scale corporate presence.
Transportation is entirely dependent on personal vehicles, with no public transit infrastructure available in this rural ZIP code.
Development is largely focused on small-scale residential infill and maintenance of existing recreational facilities.
The Izard County Assessor manages property valuations, with assessments typically updated on a cyclical basis.
Parcels are subject to Izard County Consolidated School District taxes and local municipal service fees.
Property insurance premiums are influenced by rural fire protection ratings and proximity to water bodies.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
A major recreational hub for fishing, boating, and swimming.
An 18-hole course serving the local community and visitors.
Provides additional water-based recreation and scenic views.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.