The story of this market
The typical home in ZIP 72534 sells for about $125,000, or $88 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 72 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $850 a month.
ZIP 72534 — Floral
The housing market in 72534 remains stable with low inventory and modest price appreciation. Market activity is driven by local demand rather than speculative investment, resulting in a slow but steady pace of sales.
This ZIP is best suited for retirees, local workers in agriculture or timber, and those seeking an affordable, quiet rural lifestyle away from urban centers.
Median prices moved up 2.1% year over year.
Homes spend a median of 72 days on market with 5.6 months of supply — a balanced-paced market.
18% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.8% · poverty 16.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 72534, Izard County AR
Crime rates in this rural area are generally lower than the national average, with property-related incidents being the most common reports.
Schools serving this ZIP are part of a small rural district with limited extracurricular offerings but stable student-to-teacher ratios.
The area is subject to standard regional wildfire risks and occasional severe thunderstorm activity; flood risk is localized to specific low-lying creek areas.
Economic momentum is modest, driven primarily by local agriculture, timber, and small-scale retail services with limited new commercial development.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Arkansas) — Arkansas Disabled Veteran Total Property Tax Exemption: Provides a 100% exemption from all ad valorem real property taxes on the principal homestead. Formula: Net Ad Valorem Tax Due = $0.00. State (Arkansas) — Arkansas Senior and Disabled Assessment Freeze: Freezes the assessed taxable value of the homestead at the prevailing assessed value at the time the owner becomes eligible or purchases the property. State (Arkansas) — Arkansas State Homestead Property Tax Credit: Provides a direct reduction against ad valorem property taxes up to $350.00 (increased to $350 by Act 655 of 2009; further statutory increases may apply up to $425 depending on legislative session). Formula: Final Tax Due = max($0, Gross Ad Valorem Tax - Homestead Credit). State (Arkansas) — Arkansas Amendment 79 Assessment Growth Caps (Assessment Limitation): Caps annual assessed value growth following a countywide reappraisal: homestead parcel taxable assessments cannot increase by more than 5% per year, and non-homestead residential parcel taxable assessments cannot increase by more than 10% per year until taxable assessment reaches… State (Arkansas) — Arkansas Ad Valorem Property Tax Assessment Ratio and Valuation: Imposes an ad valorem property tax based on a uniform statutory assessment ratio of 20% of true market value.
Commutes are primarily car-dependent, with residents traveling to nearby regional hubs for employment via state highways.
Recreation is centered on outdoor activities including access to nearby national forest lands, fishing, and local community parks.
The rental market is characterized by low turnover and limited inventory, with most units being single-family homes rather than multi-family complexes.
The local economy is heavily reliant on agriculture, forestry, and local government services, with limited industrial diversification.
Transportation is entirely reliant on private vehicles; there is no public transit infrastructure available in this rural geography.
There are no major commercial or residential developments currently approved or under construction in this ZIP.
The county appraisal district conducts periodic reappraisals to ensure property values align with market trends.
Parcels are subject to local school district taxes and county-wide emergency service district levies.
Property insurance premiums are stable but reflect the regional risk of wind and storm damage common to the Ozark region.
The state has experienced a modest net positive domestic migration trend, largely driven by retirees and remote workers seeking lower costs of living.
Arkansas is a non-judicial foreclosure state, allowing for a streamlined process under the power of sale clause in deeds of trust.
Sellers are required to provide a property disclosure statement, though the scope is limited compared to other states.
Data retrieved from data.census.gov ZCTA 72534 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
A primary recreational hub for fishing and boating in the area.
Provides community space and local event facilities.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.