The story of this market
The typical home in ZIP 74061 sells for about $240,000, or $155 per square foot.
Prices are up +3.2% from a year ago, so sellers still have some momentum. Homes take about 7 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $990 a month.
ZIP 74061 — Ramona
The housing market in 74061 is characterized by low inventory and steady, modest price appreciation. Demand is driven by local buyers seeking rural affordability, though the limited number of closed sales reflects a quiet market environment. No major new developments are currently impacting the area's housing supply.
This ZIP is best suited for rural-lifestyle seekers, retirees, and commuters to Bartlesville who prioritize affordability and space over urban density.
Median prices moved up 3.2% year over year.
Homes spend a median of 7 days on market with 3.5 months of supply — a fast-moving market.
15% of listings have cut prices · homes sell at 98% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.2% · poverty 11.5% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 74061, Washington County OK
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the Ramona area are generally low and consistent with rural Washington County trends, though specific localized data is limited.
Schools serving the area are primarily part of the Ramona and surrounding district systems, generally characterized by small-town, rural educational environments.
The area faces moderate risks from tornadoes and ice storms, with specific parcels located in FEMA-designated flood zone A.
Economic momentum is driven by local agriculture and proximity to Bartlesville employment hubs, with limited large-scale industrial development.
Property taxes are assessed at the county level by Washington County, with rates reflecting standard Oklahoma ad valorem structures and local school district levies.
Commuting is primarily car-dependent, with residents typically driving to Bartlesville or Tulsa for major employment opportunities.
Recreation is centered on rural outdoor activities, with local parks and proximity to regional lakes providing the primary amenity base.
The rental market is limited in depth, consisting mostly of single-family homes with low turnover and minimal institutional investor presence.
The local economy is anchored by agriculture and small-scale retail, with significant reliance on the broader Bartlesville micro-economy.
Transportation is exclusively highway-based, with US-75 serving as the primary corridor for regional access.
There are no major large-scale commercial or residential developments currently approved or under construction within the ZIP.
Washington County Assessor manages property valuations based on annual market analysis and state-mandated assessment cycles.
Parcels are subject to local school district taxes and county-wide emergency service district levies.
Property insurance premiums are influenced by regional wildfire and severe weather risks, consistent with broader Oklahoma rural trends.
Net domestic migration to the county remains stable with modest growth from surrounding urban centers.
Oklahoma is a judicial foreclosure state, requiring court intervention for the foreclosure process.
Sellers are required to provide a residential property condition disclosure statement to buyers.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Local community green space for recreation.
Regional landmark located nearby in the Osage/Washington area.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.