The story of this market
The typical home in ZIP 75089 sells for about $400,000, or $177 per square foot.
Prices are down 3% from a year ago, which gives buyers more room to negotiate. Homes take about 46 days to sell. HUD's fair market rent for a two-bedroom is $1,700 a month.
ZIP 75089 — Rowlett
The 75089 housing market is currently experiencing a period of price stabilization with a median sale price near $400,000. While year-over-year prices have seen a slight decline, the market remains active with a moderate pace of sales. High inventory levels and a cooling rental market suggest a balanced environment for buyers compared to previous years.
This ZIP is well-suited for family buyers and commuters seeking suburban living with access to lake amenities and reasonable transit routes to the DFW metroplex.
Median prices moved down 3.0% year over year.
Homes spend a median of 46 days on market with 4.3 months of supply — a fast-moving market.
88% of listings have cut prices · homes sell at 98.5% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.2% · poverty 4.5% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 75089, Dallas County TX
The area is served by the Garland Independent School District, which generally maintains a stable reputation within the region.
The area is subject to standard North Texas weather risks, including severe thunderstorms and occasional hail, with insurance premiums reflecting regional hazard exposure.
The area benefits from its proximity to the Dallas-Fort Worth employment core and ongoing residential development in the Rowlett corridor.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Residents typically commute via the President George Bush Turnpike or Highway 66 toward major employment hubs in Garland, Richardson, and Dallas.
The ZIP features access to Lake Ray Hubbard for water recreation, several local community parks, and proximity to shopping centers along the Lakeview Parkway corridor.
The rental market has experienced a cooling trend with year-over-year price declines, suggesting increased vacancy pressure or a correction from previous highs.
The local economy is anchored by the broader Dallas-Fort Worth labor market, with significant employment in retail, healthcare, and professional services.
The area is served by major highway corridors including the President George Bush Turnpike, facilitating regional connectivity.
Ongoing residential infill and commercial redevelopment projects are active along the Lakeview Parkway corridor.
The Dallas Central Appraisal District manages property assessments for all parcels within the county.
Parcels are subject to Garland ISD taxes and various municipal utility district assessments where applicable.
Property insurance premiums are influenced by regional severe weather risks, including wind and hail exposure common to North Texas.
Data retrieved from Census Reporter and data.census.gov.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Major regional lake providing boating, fishing, and recreational activities.
Features sports fields, trails, and picnic areas serving local residents.
Key-figure check: median price diverges 23.8% from the nearest retained anchor (prior refresh cycle) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict. Validation: confirmed genuine market swing — the flagged $400,000 was independently re-read and corroborated by 2 source(s); it stands as the new anchor baseline.