The story of this market
The typical home in ZIP 75432 sells for about $137,200, or $105 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 98 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,150 a month.
ZIP 75432 — Cooper
The housing market in 75432 remains stable with low inventory and modest price growth. Demand is driven by local residents and those seeking affordable rural living, though limited new construction keeps the market tight.
This ZIP is best suited for families and individuals seeking a quiet, rural lifestyle with affordable housing options and access to outdoor recreation.
Median prices moved up 2.1% year over year.
Homes spend a median of 98 days on market with 6.2 months of supply — a slower-moving market.
12% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.8% · poverty 14.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 75432, Delta County TX
Cooper ISD serves the area with schools generally rated as meeting state standards, though specific campus-level performance varies.
The area is primarily rural with standard regional risks for severe thunderstorms and occasional wind events; flood risk is localized to specific low-lying areas near water bodies.
Economic momentum is driven by local agriculture and small-scale commerce, with limited large-scale industrial development currently reported.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Commutes are primarily car-dependent, with residents typically driving to larger employment hubs in the surrounding region.
Recreation is centered on outdoor activities, including proximity to Cooper Lake State Park for fishing, boating, and hiking.
The rental market is characterized by low inventory and stable demand, primarily serving local workers and families.
The local economy is anchored by agriculture, education, and local government services.
Parcels are subject to Cooper ISD and Delta County tax levies.
Standard regional insurance market with premiums influenced by statewide wind and hail risk factors.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- San Remo Italian Restaurant4.616.9 mi
- Northeast Texas Children's Museum4.615.7 mi
- Southwest Dairy Museum4.616.5 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
Major regional attraction for water sports, camping, and hiking.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.