The story of this market
The typical home in ZIP 75565 sells for about $165,000, or $112 per square foot.
Prices are down 2.1% from a year ago, which gives buyers more room to negotiate. Homes take about 58 days to sell. HUD's fair market rent for a two-bedroom is $1,150 a month.
ZIP 75565 — Mc Leod
The housing market in 75565 remains stable with modest price adjustments reflecting broader regional trends. Inventory levels are sufficient for the current pace of sales, and the market is characterized by steady, low-volume activity.
This ZIP is best suited for families and individuals seeking a quiet, rural lifestyle with lower housing costs compared to nearby urban centers.
Median prices moved down 2.1% year over year.
Homes spend a median of 58 days on market with 4.8 months of supply — a balanced-paced market.
19% of listings have cut prices · homes sell at 96.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.8% · poverty 14.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net outflow — more people moved out than in
ZCTA 75565, Bowie County TX
Crime rates in this rural ZIP code are generally lower than the state average, with property crime being the most frequently reported incident type.
Schools serving this area are primarily part of rural independent school districts, which generally maintain moderate accountability ratings from the state education agency.
The area faces moderate risk from severe thunderstorms and occasional wind events, with standard flood insurance requirements applying to properties located in designated low-lying zones.
Economic momentum is driven by local agriculture, timber, and small-scale manufacturing, with limited new large-scale commercial development currently underway.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Commutes are primarily car-dependent, with residents traveling to nearby regional employment hubs via state highways.
Recreational opportunities include local community parks, nearby fishing lakes, and access to regional outdoor trails.
The rental market is characterized by low turnover and a limited supply of multi-family units, with most rentals consisting of single-family homes.
The local economy is anchored by agriculture, forestry, and regional retail services, with employment concentrated in nearby Bowie County hubs.
Transportation is dominated by private vehicle use on state and county roads; there is no significant public transit infrastructure.
Development is primarily focused on small-scale residential infill and rural land use management.
The Bowie County Appraisal District manages property assessments, focusing on market-value appraisals for all taxable real estate.
Parcels are subject to local school district taxes and county-wide hospital district assessments.
Property insurance premiums are influenced by regional weather patterns, with wind and hail coverage being standard considerations for homeowners.
Data retrieved from US Census Bureau ZCTA 75565 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Provides basic outdoor recreation and playground facilities for residents.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.