The story of this market
The typical home in ZIP 76458 sells for about $207,464, or $118 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 84 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $972 a month.
ZIP 76458 — Jacksboro
The housing market in 76458 is characterized by slow, steady price appreciation and high vacancy rates, reflecting its status as a rural, local-operator market. Demand remains limited, with sales volume constrained by the rural nature of the area and a lack of new inventory. Current conditions are driven by local economic factors rather than broader metro-area trends.
This ZIP is best suited for local residents, rural-lifestyle seekers, and experienced investors who understand the nuances of a small-town, low-turnover market. It is less ideal for commuters seeking proximity to major urban employment centers or investors looking for high-velocity rental returns.
Median prices moved up 2.1% year over year.
Homes spend a median of 84 days on market with 6.2 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.2% · poverty 13.1% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 76458, Jack County TX
Crime rates in Jacksboro are generally consistent with rural North Texas averages, with property crime being the primary concern. Local law enforcement maintains a stable presence, and the area is considered safer than larger urban centers in the region.
The area is served by the Jacksboro Independent School District, which is generally characterized as a small-town district with a focus on community-oriented education and extracurricular engagement.
The region faces moderate risks from severe thunderstorms and occasional high winds, with standard flood insurance requirements for properties located near local creek beds and low-lying areas.
Economic momentum is driven by local agriculture, energy sector support, and small-scale commercial development. Infrastructure improvements are primarily focused on maintaining regional highway connectivity.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
The area is highly car-dependent, with most residents commuting to local employment hubs in Jacksboro or traveling toward the Wichita Falls or Fort Worth metro areas via US-281 and State Highway 114.
Recreation is centered around outdoor activities, including access to Lake Jacksboro for fishing and boating, local city parks, and proximity to rural trails and hunting grounds.
The rental market is characterized by a high vacancy rate of 18.8%, reflecting a mix of older housing stock and limited demand for institutional-grade rentals. Investors often find the market challenging due to maintenance requirements and lower turnover rates.
The local economy is anchored by agriculture, oil and gas support services, and public sector employment within the city of Jacksboro.
Transportation is entirely reliant on private vehicles, with US-281 and SH-114 serving as the primary arteries for regional travel.
Development is currently focused on small-scale residential infill and rural land development rather than large-scale master-planned communities.
The Jack County Appraisal District manages property assessments with a focus on agricultural exemptions and market-value adjustments for residential parcels.
Parcels are subject to Jacksboro ISD and Jack County tax levies, with no significant special utility or hospital district surcharges reported.
Property insurance premiums are influenced by regional weather patterns, including wind and hail risk, leading to moderate to high costs for older structures.
Texas is a non-judicial foreclosure state, allowing for relatively fast processing of foreclosures through a trustee sale process.
Texas requires sellers to provide a standard Seller's Disclosure Notice detailing the condition of the property, including known defects.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Provides local fishing, boating, and recreational space.
Central community space for local events and outdoor recreation.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.