The story of this market
The typical home in ZIP 76524 sells for about $502,654, or $178 per square foot.
Prices are down 5.9% from a year ago, which gives buyers more room to negotiate. Homes take about 70 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,450 a month.
ZIP 76524 — Bruceville-Eddy
The 76524 housing market is currently experiencing a period of price stabilization following broader regional trends in the Waco metro area. While inventory remains balanced, the market is seeing a slight cooling in year-over-year price growth, reflecting a shift toward more sustainable valuation levels. Buyers are finding more leverage as days on market remain steady and price cuts become more common.
This ZIP is well-suited for families and commuters seeking a quieter, small-town lifestyle while maintaining access to the broader Waco and Temple employment hubs.
Median prices moved down 5.9% year over year.
Homes spend a median of 70 days on market with 4.1 months of supply — a balanced-paced market.
22% of listings have cut prices · homes sell at 98% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.5% · poverty 32.2% — a mixed stability profile.
versus the prior ACS vintage
ZCTA 76524
Schools serving the area are part of the Bruceville-Eddy ISD, which provides a small-town educational environment.
The area is subject to standard Texas climate risks, including potential for severe thunderstorms and wind events; flood risk varies by specific parcel location.
The area benefits from its proximity to the Waco employment corridor and ongoing regional infrastructure improvements along the I-35 axis.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Residents primarily rely on I-35 for commuting north to Waco or south toward Temple, with most commutes averaging approximately 30 minutes.
Local recreation is centered on community parks and proximity to rural outdoor spaces, with major shopping and dining amenities located in nearby Waco.
The rental market is characterized by a mix of single-family homes and smaller multi-family units, with demand driven by regional workforce mobility.
The local economy is anchored by regional agriculture, manufacturing, and service-sector jobs within the greater Waco metropolitan area.
The area is served by the I-35 corridor, which acts as the primary artery for regional transit and logistics.
Development is primarily focused on residential expansion and infrastructure maintenance along the I-35 frontage roads.
The McLennan County Appraisal District manages property assessments for the majority of the ZIP code, following standard Texas property tax code procedures.
Parcels are subject to school district taxes, county taxes, and potential special utility or emergency service district levies.
Property insurance premiums in this region are influenced by statewide trends in wind and hail risk, with rates remaining competitive but sensitive to recent weather events.
Texas operates as a non-judicial foreclosure state, allowing for expedited processes under the deed of trust.
Texas law requires sellers to provide a written disclosure notice to buyers regarding the known condition of the property.
Data retrieved from Census Reporter and ACS 2024 profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Lions Junction Family Water Park4.418.4 mi
- Xtreme Jump Adventure Park3.917 mi
- Urban Air Trampoline and Adventure Park4.116.6 mi
- Chuck E. Cheese3.916.7 mi
- Waco Axe Company519.2 mi
- Spare Time Texas Temple4.515.8 mi
- Extraco Events Center4.418.1 mi
- The Backyard Bar Stage and Grill4.419.5 mi
- Topgolf Waco4.116 mi
- Robinson Family Farm | Pumpkin Patch, Easter & Events in Central Texas4.416 mi
- The Hewitt Park4.612.1 mi
- Warren Park4.611.4 mi
- Kissing Tree Vineyards3.94.6 mi
- Freedom Fun USA4.97.2 mi
- Dr Pepper Museum4.419.8 mi
- Mayborn Museum Complex4.819.8 mi
- Texas Ranger Hall of Fame & Museum4.720 mi
- The Cottonland Castle4.518 mi
- Temple Railroad & Heritage Museum4.614.9 mi
- The Hewitt Park4.612.1 mi
- Warren Park4.611.4 mi
- Ascent Travel Center42.9 mi
- Lake Waco Marina & RV Park4.319 mi
- North Point Marina4.716.3 mi
- Brookshire Brothers4.27.9 mi
- Waco Regional Airport4.123.3 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Local community park providing green space and recreational facilities.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.