The story of this market
The typical home in ZIP 76549 sells for about $244,900, or $129 per square foot.
Prices are up +6.5% from a year ago, so sellers still have some momentum. Homes take about 75 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,300 a month.
ZIP 76549 — Killeen
The Killeen housing market in 76549 shows signs of stabilization with steady price appreciation and balanced inventory levels. While sales volume has fluctuated, the market remains supported by consistent demand from the military-adjacent workforce. Current conditions reflect a transition from the volatility of previous years toward a more sustainable growth trajectory.
This ZIP is well-suited for military families, first-time homebuyers, and investors seeking affordable entry points into the Central Texas market, given its proximity to Fort Cavazos and relatively accessible price points.
Median prices moved up 6.5% year over year.
Homes spend a median of 75 days on market with 5.1 months of supply — a balanced-paced market.
66% of listings have cut prices · homes sell at 98.5% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.8% · poverty 15.2% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 76549, Bell County TX
Crime trends in Killeen are generally consistent with regional averages for mid-sized Texas cities, with localized variations in property crime rates.
The area is served by the Killeen Independent School District, which provides a range of public educational options with varying performance ratings across the district.
The region is subject to standard Texas climate risks, including potential for severe thunderstorms, high winds, and occasional flash flooding; property insurance premiums reflect these regional hazard profiles.
Economic momentum is heavily anchored by the proximity to Fort Cavazos, driving demand for housing and supporting a stable base of service and defense-related employment.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Commute times are generally moderate, with residents primarily relying on personal vehicles for access to major employment hubs like Fort Cavazos and the broader Killeen-Temple metropolitan area.
The area features access to local community parks, neighborhood trails, and proximity to Stillhouse Hollow Lake for outdoor recreation, alongside standard retail and dining corridors.
The rental market is characterized by steady demand driven by military personnel and transient populations, with moderate vacancy pressure and a mix of single-family and multi-family inventory.
The economy is dominated by the defense sector, with Fort Cavazos serving as the primary economic engine, supplemented by healthcare, education, and retail services.
Transportation is primarily highway-based, with US-190 and I-14 serving as the main arteries for regional connectivity.
Development is focused on residential expansion and supporting commercial infrastructure along the major highway corridors.
The Bell County Appraisal District conducts annual property valuations based on market data to determine tax assessments.
Parcels are subject to Killeen ISD taxes and may fall within specific municipal utility districts or emergency service districts.
Property insurance markets are stable but sensitive to regional weather-related claims, particularly wind and hail damage.
Data retrieved from US Census Bureau ZCTA profiles and local market reports.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Urban Air Trampoline and Adventure Park4.37.8 mi
- Cinergy Copperas Cove4.68.7 mi
- Chuck E. Cheese48.1 mi
- Luv 2 Play Killeen4.46.2 mi
- Great Escape of Central Texas4.98.2 mi
- Bell County Expo Center4.519.5 mi
- Phantom Warrior Stadium4.48.5 mi
- Reunion Ranch4.619.7 mi
- Killeen Civic and Conference Center4.67.2 mi
- Cinergy Copperas Cove4.68.7 mi
- Cinemark Harker Heights4.49.7 mi
- Lions Club Park4.56.2 mi
- Urban Air Trampoline and Adventure Park4.37.8 mi
- Dana Peak Park4.612 mi
- Dave & Buster's Killeen4.38.6 mi
- Salado Glassworks4.816.6 mi
- Kingpin Tattoo4.610.1 mi
- Lions Club Park4.56.2 mi
- Dana Peak Park4.612 mi
- Cooper Field4.59.6 mi
- Carl Levin Park4.69.7 mi
- Harker Heights Community Park4.610.4 mi
- The Courses of Clear Creek4.39.8 mi
- Hills of Cove Golf Course49.8 mi
- Killeen Mall3.98.1 mi
- AAFES Main Exchange px4.58.8 mi
- Ross Dress for Less4.28.3 mi
- Kohl's4.37.6 mi
- Murdoch's Ranch & Home Supply4.57.7 mi
- Killeen Regional Airport44.1 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Major regional reservoir offering boating, fishing, and park facilities.
Public facility providing local sports and community programming.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.