The story of this market
The typical home in ZIP 76570 sells for about $215,000, or $119 per square foot.
Prices are down 8.5% from a year ago, which gives buyers more room to negotiate. Homes take about 9 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,150 a month.
ZIP 76570 — Rosebud
The housing market in 76570 is currently experiencing a cooling phase, evidenced by a year-over-year decline in median prices and a lack of closed sales in the most recent period. High inventory relative to the low sales pace suggests a buyer-favored environment, though limited activity makes the market trend sensitive to individual listing fluctuations.
This ZIP is best suited for buyers seeking a quiet, rural lifestyle and affordability, as well as investors looking for low-cost entry points in the Central Texas region.
Median prices moved down 8.5% year over year.
Homes spend a median of 9 days on market with 12.5 months of supply — a balanced-paced market.
41% of listings have cut prices · homes sell at 97.5% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.4% · poverty 16.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 10.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 76570
The area is served by the Rosebud-Lott Independent School District, which provides rural educational services to the local community.
The region is subject to standard Texas climate risks, including potential for severe thunderstorms and heat-related events; flood risk varies by specific parcel location.
The local economy is primarily driven by agriculture and small-town commerce, with limited large-scale industrial development currently reported in the immediate ZIP.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Residents typically rely on personal vehicles for commuting to regional employment hubs in Temple or Killeen, with travel times generally exceeding 30 minutes.
Local recreation is centered on rural outdoor activities, with limited immediate access to major urban shopping or entertainment districts within a 3-mile radius.
The rental market is characterized by low inventory and limited turnover, with demand primarily driven by local workforce needs.
The economy is largely agricultural and service-based, with residents often commuting to larger neighboring cities for employment in healthcare, education, and manufacturing.
Transportation is entirely dependent on private vehicle use, with no public transit infrastructure serving the rural geography.
There are no major large-scale commercial or residential developments currently reported in the pipeline for this ZIP.
The Falls County Appraisal District manages property assessments for the majority of the ZIP, focusing on agricultural and residential valuations.
Parcels are subject to Rosebud-Lott ISD taxes and potential rural water supply district assessments.
Property insurance premiums are influenced by regional wind and hail risk common to Central Texas.
Texas is a non-judicial foreclosure state, allowing for expedited processes under the deed of trust.
Sellers are required to provide a standard Texas Real Estate Commission Seller's Disclosure Notice detailing the condition of the property.
Data retrieved from data.census.gov ZCTA 76570 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Moon River Ranch4.817 mi
- Farmers To Market —Calvert Coffee Co.4.915.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Local community green space for outdoor recreation.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.