The story of this market
The typical home in ZIP 76664 sells for about $206,859, or $135 per square foot.
Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 85 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,250 a month.
ZIP 76664 — Mart
The 76664 housing market remains stable, characterized by moderate price growth and limited inventory. Demand is supported by buyers seeking rural living within reach of Waco, though the market remains sensitive to broader economic shifts in the Central Texas region.
This ZIP is well-suited for families and individuals seeking a quiet, rural lifestyle with the convenience of being within commuting distance of Waco's urban amenities.
Median prices moved up 2.4% year over year.
Homes spend a median of 85 days on market with 4.2 months of supply — a balanced-paced market.
15% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.8% · poverty 12.1% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 76664, McLennan County TX
The area is primarily served by the Mart Independent School District, which provides local public education services.
The region is subject to standard Central Texas climate risks, including potential for severe thunderstorms and occasional drought conditions.
Economic momentum is driven by proximity to the Waco employment hub, with local development focused on maintaining rural character while supporting residential growth.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Residents typically commute by car to Waco for employment, with travel times generally ranging from 20 to 30 minutes.
Local recreation includes access to rural landscapes, community parks in Mart, and proximity to regional lakes and outdoor activities in the greater Waco area.
The rental market is characterized by limited inventory and steady demand from residents seeking affordable housing options outside the Waco city center.
The local economy is anchored by agriculture and small-scale retail, with significant employment reliance on the broader Waco metropolitan area.
Transportation is primarily automobile-dependent, relying on state highways for connectivity to Waco and surrounding McLennan County.
Development is currently focused on small-scale residential infill and maintaining existing infrastructure.
The McLennan County Appraisal District manages property assessments for all jurisdictions within the county.
Parcels are subject to Mart ISD taxes and standard county-level special districts for emergency services and hospital operations.
Property insurance premiums in this region are influenced by Central Texas weather patterns, including wind and hail risk.
Texas operates as a non-judicial foreclosure state, allowing for expedited processes under the deed of trust.
Texas law requires sellers to provide a written disclosure notice regarding the condition of the property to potential buyers.
Data retrieved from US Census Bureau ACS tables for ZCTA 76664.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Waco Surf4.311.7 mi
- Wedge Slides4.511.9 mi
- Waco Axe Company519.4 mi
- Escapology Escape Rooms Waco518.4 mi
- McLane Stadium4.717.8 mi
- Waco Convention Center4.518.6 mi
- The Backyard Bar Stage and Grill4.418.7 mi
- Texas Ranger Hall of Fame & Museum4.718 mi
- Ferrell Center4.717.2 mi
- Dr Pepper Museum4.418.6 mi
- Mayborn Museum Complex4.817.8 mi
- Mount Carmel Center4.210.5 mi
- Texas Ranger Hall of Fame & Museum4.718 mi
- Texas Sports Hall of Fame4.617.9 mi
- Battle Lake Golf Course4.25.1 mi
- Waco Regional Airport4.124.6 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Local community green space for recreation.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.