LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 78163 sells for about $565,000, or $233 per square foot.

Prices are up +25.56% from a year ago, so sellers still have some momentum. Homes take about 80 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,951 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 78163 — Bulverde

Comal County →refreshed Sep 20, 2026next refresh Oct 20, 2026
Market mood · cautiously optimistic

The 78163 housing market is currently characterized by a significant year-over-year price appreciation and a balanced inventory level. While the market is technically a buyer's market due to supply levels, high demand for the area's suburban lifestyle continues to support strong median home values.

Who this ZIP fits

This ZIP is well-suited for family buyers and commuters seeking a suburban lifestyle with access to the San Antonio metro area while enjoying the amenities of the Texas Hill Country.

Parent geography
Bulverde · no city intel reportComal County →Texas state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 193.6 km²Water area · 0.3 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$565,000
+25.56% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
80 days
Active listings
514
Sale-to-list ratio
97%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
78
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
100
Growth/100

Median prices moved up 25.6% year over year.

35
Liquidity/100

Homes spend a median of 80 days on market with 7.2 months of supply — a slower-moving market.

80
Momentum/100

0% of listings have cut prices · homes sell at 97% of asking — demand is running ahead of supply.

97
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.8% · poverty 3.8% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$300,000$450,000$600,000$750,000$900,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2020-2024 5-year estimates
Population change
+2.1%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
19,141

ZCTA 78163

Area context
Schools & education

The area is served by the Comal Independent School District, which generally maintains a positive reputation within the region.

Environmental & hazard

The region is subject to standard Texas wildfire and storm risks; property insurance premiums have been trending upward due to regional hazard exposure.

Growth & development

Bulverde is experiencing steady residential growth as a bedroom community for the San Antonio metro area, with ongoing expansion of suburban infrastructure.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).

Transportation & commute

Residents primarily commute by car toward San Antonio via US-281, with typical drive times varying based on traffic congestion into the urban core.

Recreation & amenities

The area offers access to the Hill Country landscape, including local parks, proximity to Canyon Lake, and various golf courses and shopping centers within a short drive.

Rental market

The rental market is characterized by a mix of single-family homes with moderate vacancy pressure and a recent year-over-year rent increase of approximately 4.35%.

Economy & employers

The local economy is largely driven by the San Antonio metropolitan labor market, with a mix of retail, construction, and professional services.

Transportation & infrastructure

Transportation is heavily reliant on private vehicles, with US-281 serving as the primary arterial corridor for regional connectivity.

Development pipeline

Ongoing residential development continues to expand the suburban footprint of the Bulverde area.

County appraisal district

Comal County Appraisal District manages property assessments for the area.

Special districts

Parcels are subject to Comal ISD taxes and potential municipal utility district assessments.

Insurance & hazard market

Property insurance costs are rising in line with broader Texas market trends regarding weather-related risk.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 78163
Population
19,141
Median age
40.9 yrs
Owner-occupancy
85%
Median home value
$485,000
Median gross rent
$2,100
Median household income
$115,000
Median year built
2006
Vacancy rate
3.5%
Renter share
15%
Owner cost burden
22%
Renter cost burden
35%
Population change
+2.1%
Net migration
0
Work-from-home share
18%
Mean commute
32 min
Bachelor's or higher
45%
Unemployment
2.8%
Poverty rate
3.8%
Avg household size
2.8
White
78%
Hispanic
18%
Other
4%

Data retrieved from US Census Bureau ZCTA 78163 profile.

Public schools with an address here · 1

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Bulverde ElementaryElementaryAComal ISDHighly rated local elementary school.
School districts
Comal ISDALarge, growing district serving the Bulverde area.
Utilities & services
ElectricGVECPrimary regional provider.
InternetGVTCLocal fiber and broadband provider.
Major employers & industries
Comal ISDEducationMajor local employer.
Major amenities · ZIP 78163
Theme, amusement & water parks
20+ · 20 mi
Entertainment venues, stadiums & amphitheaters
17 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
13 · 20 mi
Parks, trails & nature
19 · 13 mi
Lakes, marinas & beaches
2 · 20 mi
Shopping & dining districts
10 · 13 mi
Airports
2 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities
Inside this ZIP
Canyon Lake
Lake

Major regional water recreation area located nearby.

Bulverde Community Park
Park

Local park providing green space and community facilities.

Sources · 4 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.