The story of this market
The typical home in ZIP 79044 sells for about $145,000, or $112 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 68 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,150 a month.
ZIP 79044 — Hartley
The housing market in 79044 remains stable with low inventory and modest price appreciation. Activity is driven by local demand rather than speculative investment, resulting in a slow but steady market pace.
This ZIP is best suited for long-term residents, agricultural workers, and those seeking a quiet, rural lifestyle away from urban centers.
Median prices moved up 2.1% year over year.
Homes spend a median of 68 days on market with 4.2 months of supply — a balanced-paced market.
9% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.5% · poverty 11.8% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net outflow — more people moved out than in
ZCTA 79044, Hutchinson County TX
Crime rates in this rural area are generally low and stable, consistent with regional trends for small-town Texas.
Schools serving this area are part of small, rural independent school districts that generally maintain stable, community-focused educational environments.
The area faces moderate risk from wind and severe weather events common to the Texas Panhandle, with standard insurance coverage typically available.
Economic momentum is driven primarily by regional agriculture and energy sectors, with limited new residential development activity.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Commutes are primarily car-dependent, involving travel on state highways to reach regional employment hubs in larger nearby cities.
Recreation is centered on local community parks and outdoor activities typical of rural Texas, with limited commercial shopping and dining options within a 3-mile radius.
The rental market is limited in depth, consisting mostly of single-family homes with low turnover and minimal investor-driven short-term rental activity.
The local economy is anchored by agriculture, oil and gas production, and local government services.
Transportation is entirely reliant on private vehicles, with no public transit infrastructure available.
There are no major commercial or residential developments currently approved or under construction in this ZIP.
The Hutchinson County Appraisal District manages property assessments, following standard Texas property tax code procedures.
Parcels are subject to local school district taxes and county-level special districts for emergency services and hospital operations.
Property insurance premiums are influenced by regional weather risks, including hail and wind, which are standard for the Texas Panhandle.
Texas is a non-judicial foreclosure state with relatively short timelines for lenders to initiate proceedings.
Texas law requires sellers to provide a standard Seller's Disclosure Notice detailing the condition of the property.
Data retrieved from data.census.gov ZCTA 79044 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- XIT Museum4.719.4 mi
- Window on the Plains Museum4.718.3 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
Local community park providing green space and recreational facilities.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.