The story of this market
The typical home in ZIP 83876 sells for about $400,000, or $339 per square foot.
Prices are up +63.2% from a year ago, so sellers still have some momentum. Homes take about 61 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $2,197 a month.
ZIP 83876
The 83876 housing market is characterized by low transaction volume and high price volatility, with a median price of $864,000 driven by luxury and waterfront listings. Market activity is minimal, and the high price-to-income ratio suggests limited local affordability for primary residents. Investors face challenges in achieving cash flow due to the high entry basis relative to local rental rates.
This ZIP is best suited for buyers seeking rural privacy, large acreage, or waterfront access, rather than commuters or those requiring proximity to urban amenities.
Median prices moved up 63.2% year over year.
Homes spend a median of 61 days on market with 43.0 months of supply — a slower-moving market.
0% of listings have cut prices · homes sell at 97.9% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.0% · poverty 15.0% — a stable, low-distress profile.
ZCTA 83876, Kootenai County, ID
The area is characterized by low-density residential development and rural land, with limited major commercial infrastructure or corporate headquarters within the ZIP boundaries.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Idaho) — Homestead Property Tax Exemption: Exempts the lesser of $125,000 or 50% of the market value for assessment purposes from property taxation. Formula: Exemption = min($125,000, 0.50 * Market Value).
Residents typically rely on personal vehicles for transit, with commute times reflecting the rural nature of the area and distance to employment hubs in Coeur d'Alene.
The area features significant access to outdoor recreation, including proximity to Lake Coeur d'Alene and various rural trails, though local shopping and dining options are limited.
The rental market is limited in depth, with few multi-family options; the area is primarily owner-occupied with minimal short-term rental saturation.
The local economy is largely driven by tourism, outdoor recreation, and rural services, with residents often commuting to larger employment centers in Kootenai County.
Kootenai County Assessor maintains property valuations based on annual market analysis and physical inspections.
Parcels are subject to local school district levies and county-wide taxing authorities.
Data retrieved from Census Bureau ZCTA-level tables.
Provides extensive recreational access including boating and fishing.
Key-figure check: median price diverges 116.0% from the nearest retained anchor (prior refresh cycle) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict. Validation: the flagged $864,000 (+116% vs the prior refresh cycle) could not be independently corroborated and was reverted to the prior cycle value pending review; the case is under review in the Command Center.