The story of this market
The typical home in ZIP 92119 sells for about $976,500, or $687 per square foot.
Homes take about 33 days to sell. HUD's fair market rent for a two-bedroom is $6,603 a month.
ZIP 92119 — San Diego
The 92119 housing market is currently characterized as a neutral buyer's market with a median home value of approximately $976,500. Transaction volume remains constrained by limited inventory, though the area maintains strong appeal due to its proximity to major recreational landmarks like Lake Murray. Specific figures for median household income and property tax rates were not available at the ZIP level.
This ZIP is well-suited for family buyers and outdoor enthusiasts who value proximity to regional parks and trails while maintaining access to the San Diego metro area.
Median prices moved sideways 0.0% year over year.
Homes spend a median of 33 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 99.7% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
ZCTA 92119, San Diego County CA
The area is served by the San Diego Unified School District, with local schools such as Dailard Elementary receiving high marks from community ratings.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%). County (San Diego County, California) — Secured Property Tax Lien: Taxes attach to the property as a lien on January 1st (Lien Date) each year. Failure to pay can result in the sale of the property to satisfy the tax obligation. County (San Diego County, California) — Ad Valorem Property Tax (Proposition 13): The base tax rate is 1% of the assessed value, plus voter-approved debt service rates.
The area provides suburban access to the San Diego employment core via major regional highway corridors.
The ZIP features proximity to Lake Murray and Cowles Mountain, offering significant outdoor recreation, hiking trails, and local park amenities.
The rental market shows high demand with limited vacancy pressure, reflecting the broader San Diego housing supply constraints.
The local economy is integrated into the broader San Diego labor market, which is anchored by defense, biotechnology, and tourism sectors.
Data retrieved from ZIP-Codes.com and Census DHC.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment. Source: NCES EDGE public school locations 2023-24.
A major regional reservoir and park offering fishing, boating, and walking trails.
A prominent local landmark and popular hiking destination within the Mission Trails Regional Park system.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Governs Carmel Mountain Ranch
Standard master-planned residential restrictions including mandatory architectural review for modifications, restrictions against commercial business operations visible to the exterior, vehicle parking guidelines, and leasing compliance rules.
Governs La Jolla Colony
Architectural review guidelines governing exterior modifications, restrictions against public nuisances, designated vehicle parking regulations, pet policies, and residential leasing subject to association rules.
Governs Villa Portofino
Planned unit development covenants requiring architectural review approval prior to exterior alterations, strict common-element parking rules, restrictions on short-term leasing, and pet limitation rules.
90-day research cycle · governing documents remain with their official custodians — the association, its management portal or the county clerk's recording.