The story of this market
The typical home in ZIP 95319 sells for about $447,153, or $285 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 42 days to sell. HUD's fair market rent for a two-bedroom is $1,850 a month.
ZIP 95319 — Empire
The 95319 housing market remains stable with modest price appreciation driven by limited inventory and steady demand from local workers. While affordability remains a challenge, the area continues to attract buyers priced out of more expensive California markets. Market conditions are expected to remain balanced in the near term.
This ZIP is well-suited for families and workers seeking more affordable housing options compared to the coastal Bay Area. It appeals to those employed in the local agricultural, logistics, and service industries who prioritize proximity to Modesto.
Median prices moved up 2.1% year over year.
Homes spend a median of 42 days on market with 3.2 months of supply — a fast-moving market.
15% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.8% · poverty 14.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 95319, Stanislaus County CA
Crime rates in the Empire area are generally consistent with broader Stanislaus County trends, with property crime being the primary concern. Residents often report moderate safety levels compared to more urbanized sections of Modesto.
Schools serving the 95319 area are primarily part of the Modesto City Schools and Empire Union School District, generally receiving average performance ratings. Educational outcomes are typical for the Central Valley region.
The area is located in a low-to-moderate flood risk zone, though proximity to the Tuolumne River requires awareness of local flood plain management. Wildfire risk is considered low, though regional air quality can be impacted by seasonal smoke.
Economic momentum is driven by the agricultural sector and logistics hubs in the surrounding Stanislaus County. Infrastructure development is focused on regional highway connectivity to the broader Central Valley employment centers.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
Commuters primarily rely on Highway 132 and nearby Highway 99 for access to Modesto and the broader San Joaquin Valley employment hubs. Public transit options are limited, making personal vehicle ownership essential for most residents.
The area offers access to local community parks and is within a short drive of the Tuolumne River regional park system. Shopping and dining options are concentrated in nearby Modesto, providing standard suburban amenities.
The rental market is characterized by steady demand from local agricultural and service-sector workers. Vacancy rates remain low, and rent growth has tracked with regional inflation trends.
The economy is anchored by agriculture, food processing, and logistics, with major employers located in the greater Modesto area. The region serves as a key hub for Central Valley distribution.
Transportation is dominated by private vehicle use, with Highway 99 serving as the primary north-south artery. Local bus services provide limited connectivity to downtown Modesto.
Development is focused on residential infill and regional infrastructure improvements to support the growing population of Stanislaus County.
The Stanislaus County Assessor maintains property valuations based on annual market assessments and Proposition 13 guidelines.
Parcels are subject to various special districts including school, community college, and flood control districts managed by Stanislaus County.
Property insurance premiums are rising due to regional wildfire risk and general inflationary pressures on construction costs.
Stanislaus County continues to see net positive domestic migration as residents move from higher-cost coastal areas.
California operates as a non-judicial foreclosure state, with a standard notice of default and trustee sale process.
Sellers are required to provide a comprehensive Transfer Disclosure Statement covering known material defects.
Data retrieved from data.census.gov ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Hilmar Cheese Company Visitor Center4.615.3 mi
- Boomers Modesto4.610.6 mi
- John's Incredible Pizza - Modesto3.77.9 mi
- Sky Zone Trampoline Park45.3 mi
- Funworks Modesto4.26.1 mi
- Gallo Center for the Arts4.75.4 mi
- Stanislaus County Fairgrounds & Event Center4.29.8 mi
- Golden Corral Buffet & Grill46.4 mi
- John's Incredible Pizza - Modesto3.77.9 mi
- The Fruit Yard4.52.9 mi
- Galaxy Theatres Riverbank IMAX4.67.2 mi
- Mary Grogan Community Park4.54.2 mi
- Brenden Theatres Modesto 18 & JBX4.35.5 mi
- Dave & Buster's Modesto3.89 mi
- Regal Modesto4.46.6 mi
- Modesto Children's Museum4.65.4 mi
- Great Valley Museum and Planetarium4.77.8 mi
- McHenry Museum4.75.2 mi
- Carnegie Arts Center4.710.3 mi
- The Graffiti USA Classic Car Museum4.76.5 mi
- Mary Grogan Community Park4.54.2 mi
- Jacob Myers Park4.57.6 mi
- Graceada Park4.25.4 mi
- Donnelly Park4.49.2 mi
- Turlock Regional Sports Complex4.47.2 mi
- Creekside Golf Course4.22.3 mi
- River Oaks Golf Course and Event Center4.22.4 mi
- Dryden Park Golf Course4.15.8 mi
- St. Stanislaus Golf Course4.37.2 mi
- Escalon Golf Course3.512.9 mi
- Vintage Faire Mall4.39.1 mi
- El Rematito Flea Market4.36.2 mi
- WinCo Foods4.47.6 mi
- Safeway4.25.7 mi
- Sprouts Farmers Market4.45.5 mi
- Stockton Metropolitan Airport4.226.2 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
Local green space serving the immediate community.
Extensive trail and river access located nearby.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.