The story of this market
The typical home in Morgan County, Georgia sells for about $342,300, or $244 per square foot.
Prices are up +5.94% from a year ago, so sellers still have some momentum. Homes take about 92 days to sell, which is slow. Over the long run, values in this county have grown 163% since 2000. Last year 2 of 6 neighborhoods saw prices rise, so the story isn't the same street to street. HUD's fair market rent for a two-bedroom is $1,327 a month.
HUD sets the fair market rent for a 2-bedroom at $1,327 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+20.7%). Worst: 2010 (-10.9%). Hover to read a year.
Monthly price momentum
Home values since 2015
+1.1%
GA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,581
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 6 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
52
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $8,160,727.
Mortgage activity
Home lending in this county
77.9%
2019 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 978 | 477 | 74.4% | 8.1% | $275,000 |
| 2019 | 1091▲ | 559▲ | 77.9%▲ | 3.9% | $305,000▲ |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Morgan County, Georgia
Morgan County's housing market shows steady price appreciation and a high homeownership rate, supported by its proximity to major Georgia employment hubs. While inventory remains limited, the county continues to see consistent population growth and economic stability. Market conditions are currently characterized by moderate pace and sustained demand.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price diverges 20.4% from the nearest retained anchor (prior refresh cycle) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict.
Select a city to expand its ZIP intel reports beneath · 4 cities · 4 ZIP reports
Median prices moved up 0.0% year over year.
Homes spend a median of 65 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 20.96% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.9% · poverty 8.8% — a stable, low-distress profile.
Deterministic aggregate of 4 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Morgan County, Georgia — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 16
researched Sep 16
researched Sep 16
researched Sep 20
| 30623 | Bostwick | $373,600 | $185 | +0.7% | 62 | 98.5% | 12% | 4.2 | 45 | $1,450 | researched Sep 16 |
| 30650 | Madison | $627,350 | $205 | 0% | 63 | — | — | — | 5,609 | $1,142 | researched Sep 16 |
| 30655 | Monroe | $344,826 | $165 | +6.1% | 49 | 98.2% | 22% | 4.2 | 464 | $1,087 | researched Sep 16 |
| 30663 | Rutledge | $495,000 | $293 | 0% | 73 | 98% | — | — | 18 | $1,155 | researched Sep 20 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Public education is provided by the Morgan County School District, which serves the county's student population.
The county has experienced a housing boom since the early 21st century and benefits from proximity to major employment centers including Atlanta, Athens, Augusta, and Macon.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Georgia) — Homestead Exemption: Provides a reduction in the assessed value of the property; the state standard exemption is $2,000, which is subtracted from the assessed value before the millage rate is applied. State (Georgia) — Ad Valorem Property Tax Assessment: Taxable tangible property is assessed at 40 percent of its fair market value. The formula for tax due is: ((Fair Market Value * 0.40) - Exemptions) * Millage Rate.
The county economy is supported by a mix of suburban and rural industries, with residents often commuting to major regional employment hubs.
- Rush Athens Trampoline Park4.424.8 mi
- Chuck E. Cheese425 mi
- Boost Trampoline Park4.421.8 mi
- ACTIVE CLIMBING - Indoor Rock Climbing Gym4.827.3 mi
- Escape the Space - Live Escape Room in Athens, GA4.726.4 mi
- Sanford Stadium4.826.1 mi
- The Classic Center4.626.8 mi
- Stegeman Coliseum4.725.6 mi
- South Kitchen + Bar4.626.8 mi
- B&B Theatres Athens 12426.1 mi
- Hard Labor Creek State Park4.69.3 mi
- Charlie Elliott Wildlife Center4.817.4 mi
- Oconee National Forest4.612.6 mi
- The Creek Golf Course at Hard Labor Creek4.510 mi
- Criswell Park4.418.3 mi
- Georgia Museum of Art4.825.6 mi
- Scull Shoals Historic Site4.314.6 mi
- Lyndon House Arts Center4.627.1 mi
- Morton Theatre4.726.7 mi
- Historic Uncle Remus Museum4.618.4 mi
- Hard Labor Creek State Park4.69.3 mi
- Charlie Elliott Wildlife Center4.817.4 mi
- Oconee National Forest4.612.6 mi
- Lake Varner Reservoir4.719.9 mi
- Criswell Park4.418.3 mi
- Sugar Creek Marina4.711.6 mi
- Oconee Springs Park4.625.3 mi
- Twin Bridges Landing Inc4.526.5 mi
- Blue Springs Marina4.610.6 mi
- Young Harris Water Sports Lake Oconee (Boat & Jet Ski Rentals)4.815 mi
- Lane Creek Golf Club3.818.6 mi
- The Creek Golf Course at Hard Labor Creek4.510 mi
- Great Waters Course at Reynolds Lake Oconee4.618.6 mi
- Harbor Club on Lake Oconee4.315.8 mi
- The National Course at Reynolds Lake Oconee4.718.3 mi
- Publix Super Market at Lake Oconee Village4.515.3 mi
- Farmview Market4.62.7 mi
- Ingles Market4.40.9 mi
- Ingles Markets4.318.1 mi
- Ingles Markets4.117 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A major regional recreation site that provides water-based activities and serves as a significant draw for residents.
Located in the county seat of Madison, this historic site is a central landmark for the community.
Data aggregated from Census Bureau and World Population Review estimates.
applies when — Owner must occupy the property as their legal residence and have owned the property on January 1 of the tax year.
Provides a reduction in the assessed value of the property; the state standard exemption is $2,000, which is subtracted from the assessed value before the millage rate is applied.
O.C.G.A. § 48-5-40
Sellers are required to truthfully answer questions posed by buyers regarding the property's condition, though specific liability protections exist for non-disclosure of certain psychological impacts or non-material facts.
O.C.G.A. § 44-1-16
Allows lenders to foreclose on property without a court order provided the security deed contains a power of sale clause; requires specific notice and advertising procedures.
O.C.G.A. Title 44, Chapter 14, Article 7
Taxable tangible property is assessed at 40 percent of its fair market value. The formula for tax due is: ((Fair Market Value * 0.40) - Exemptions) * Millage Rate.
O.C.G.A. § 48-5-7
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.