The story of this market
The typical home in Dearborn County, Indiana sells for about $349,900, or $178 per square foot.
Prices are roughly flat from a year ago (+0.98%), a market in balance. Homes take about 45 days to sell. Over the long run, values in this county have grown 123% since 2000. Last year 10 of 12 neighborhoods saw prices rise, so the story isn't the same street to street. HUD's fair market rent for a two-bedroom is $1,442 a month.
HUD sets the fair market rent for a 2-bedroom at $1,442 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
+2%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+17%). Worst: 2009 (-4.6%). Hover to read a year.
Monthly price momentum
Home values since 2015
+4.7%
IN · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,897
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+2%
2025 change
FHFA repeat-sales index, median of 12 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
48
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $18,605,201.
Mortgage activity
Home lending in this county
79%
2019 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 2621 | 1461 | 77.7% | 2.8% | $185,000 |
| 2019 | 2886▲ | 1637▲ | 79%▲ | 3%▲ | $200,000▲ |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Dearborn County, Indiana
The Dearborn County housing market shows signs of stabilization with inventory levels increasing year-over-year. While price growth has moderated, demand remains supported by the county's affordability relative to the broader Cincinnati metro area.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price corroborated by the prior refresh cycle (within 12.5%).
Select a city to expand its ZIP intel reports beneath · 10 cities · 9 ZIP reports
Median prices moved up 1.0% year over year.
Homes spend a median of 45 days on market with 3.2 months of supply — a fast-moving market.
13% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.2% · poverty 7.8% — a stable, low-distress profile.
Dearborn County, Indiana — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 22
researched Sep 22
researched Oct 28
| 47012 | Brookville | $222,450 | $135 | +2.1% | 62 | 97.5% | 12% | 4.5 | 64 | $809 | researched Sep 22 |
| 47025 | Laurel | $231,000 | $186 | 0% | — | — | — | — | — | $801 | researched Sep 22 |
| 47031 | Milan | $245,000 | $138 | +4.2% | 42 | 98.5% | 12% | 3.1 | 18 | $1,150 | researched Oct 28 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Dearborn County reports crime rates generally lower than the national average, with property crime being the primary concern in more populated areas like Lawrenceburg.
The county is served by several well-regarded school corporations, including Lawrenceburg Community School Corporation and South Dearborn Community School Corporation, which maintain stable academic performance ratings.
The county faces moderate flood risks along the Ohio River and its tributaries, necessitating flood insurance for properties in designated low-lying zones.
Economic momentum is driven by proximity to the Greater Cincinnati metro area, with significant employment in manufacturing, gaming, and logistics sectors.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Indiana) — Ad Valorem Property Assessment: Property is assessed at 100% of true tax value, determined by market-based assessment systems and annual adjustments. State (Indiana) — Standard Homestead Deduction: Removes the first $45,000 of the homestead's assessed value from taxation. State (Indiana) — Indiana Property Tax Caps (Circuit Breaker): Limits annual property tax liability to 1% of gross assessed value for principal residences, 2% for other residential property, and 3% for non-residential property.
The economy is anchored by the gaming, manufacturing, and logistics industries, benefiting from its strategic location near the Cincinnati-Northern Kentucky international hub.
The county is served by major corridors including I-275 and US-50, facilitating commuting to the Cincinnati metropolitan area.
The Dearborn County Assessor manages property assessments using a mass appraisal system in accordance with Indiana state law.
The county includes various special taxing districts for fire protection, library services, and solid waste management.
Property insurance premiums are influenced by regional flood risks and the proximity to fire protection services.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A popular ski resort that provides winter sports and year-round events, serving as a major regional draw.
A scenic multi-use trail along the Ohio River connecting several river towns and providing outdoor recreation.
A major gaming and entertainment complex that serves as a significant economic anchor and tourist destination.
Data retrieved from data.census.gov
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
applies when — Property must be the taxpayer's principal place of residence.
Removes the first $45,000 of the homestead's assessed value from taxation.
Indiana Code 6-1.1-12-37.
Indiana requires a judicial foreclosure process, meaning lenders must file a lawsuit in court to obtain a foreclosure decree.
Indiana Code 32-30-10.
Property is assessed at 100% of true tax value, determined by market-based assessment systems and annual adjustments.
Indiana Code 6-1.1-4.
applies when — Applies to the sale, exchange, or installment contract of residential real estate containing not more than four dwelling units.
Requires the seller to complete a disclosure form regarding the condition of the property, subject to specific statutory exemptions (e.g., court-ordered transfers, foreclosures).
Indiana Code 32-21-5.
Limits annual property tax liability to 1% of gross assessed value for principal residences, 2% for other residential property, and 3% for non-residential property.
Indiana Constitution Article X, Section 1; Indiana Code 6-1.1-20.6.
≈ $3,499/yr on a $349,900 median
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.