The story of this market
The typical home in Whitley County, Indiana sells for about $207,400, or $145 per square foot.
Prices are up +5% from a year ago, so sellers still have some momentum. Homes take about 45 days to sell. Over the long run, values in this county have grown 130% since 2000. Last year 5 of 8 neighborhoods saw prices rise, so the story isn't the same street to street. HUD's fair market rent for a two-bedroom is $1,248 a month.
HUD sets the fair market rent for a 2-bedroom at $1,248 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
+4%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+14.5%). Worst: 2010 (-3%). Hover to read a year.
Monthly price momentum
Home values since 2015
+4.7%
IN · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,534
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+4%
2025 change
FHFA repeat-sales index, median of 8 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
34
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $9,627,760.
Mortgage activity
Home lending in this county
83.3%
2019 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 1766 | 1034 | 79.6% | 4% | $165,000 |
| 2019 | 1992▲ | 1228▲ | 83.3%▲ | 2% | $175,000▲ |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Whitley County, Indiana
Whitley County's housing market remains stable, characterized by steady price appreciation and low inventory levels. Demand is supported by a strong local manufacturing economy and the county's appeal as a more affordable alternative to the immediate Fort Wayne urban core.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price diverges 19.8% from the nearest retained anchor (prior refresh cycle) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict.
Select a city to expand its ZIP intel reports beneath · 5 cities · 6 ZIP reports
Median prices moved up 5.6% year over year.
Homes spend a median of 22 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 2.79% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.3% · poverty 6.8% — a stable, low-distress profile.
Deterministic aggregate of 5 researched ZIP reports of 6 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Whitley County, Indiana — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 22
researched Sep 22
researched Sep 22
researched Sep 21
researched Sep 22
researched Sep 22
| 46723 | Churubusco | $245,000 | $142 | +3.2% | 35 | 98.5% | 12.8% | 3.8 | 18 | $705 | researched Sep 22 |
| 46725 | Columbia City | $301,869 | $166 | +1.7% | 22 | 100% | — | — | 80 | $968 | researched Sep 22 |
| 46762 | — | — | — | 0% | — | — | — | — | — | — | researched Sep 22 |
| 46764 | Larwill | $262,000 | $148 | +8.9% | 45 | 98.5% | 22% | 3.8 | 69 | $1,300 | researched Sep 21 |
| 46787 | South Whitley | $247,868 | $151 | +5.7% | 22 | — | — | — | 8 | $765 | researched Sep 22 |
| 46794 | Wolcottville | — | — | 0% | — | 100% | — | — | 7 | $1,016 | researched Sep 22 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Whitley County maintains a relatively low crime rate compared to the broader Fort Wayne metropolitan area, with property and violent crime incidents remaining below state averages.
The county is served by well-regarded local school corporations, including Columbia City and Whitko, which are generally characterized by stable performance and community-focused educational environments.
The area faces standard Midwestern climate risks, primarily seasonal severe thunderstorms and occasional flooding in low-lying areas near the Eel River, with insurance markets remaining stable.
Economic momentum is driven by a strong manufacturing base and proximity to the Fort Wayne employment hub, with ongoing infrastructure investments supporting local industrial and residential expansion.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Indiana) — Ad Valorem Property Assessment: Property is assessed at 100% of true tax value, determined by market-based assessment systems and annual adjustments. State (Indiana) — Standard Homestead Deduction: Removes the first $45,000 of the homestead's assessed value from taxation. State (Indiana) — Indiana Property Tax Caps (Circuit Breaker): Limits annual property tax liability to 1% of gross assessed value for principal residences, 2% for other residential property, and 3% for non-residential property.
The economy is anchored by a robust manufacturing sector, which accounts for a significant portion of local employment and wage growth, complemented by retail and service industries.
The county is served by major corridors including U.S. Route 30, providing critical connectivity to the Fort Wayne metropolitan area and regional logistics networks.
The Whitley County Assessor's Office utilizes a market-value-in-use assessment regime to ensure uniform property taxation across all residential and commercial parcels.
The county is served by various special districts, including local fire protection, library, and regional utility districts that manage water and waste services.
Property insurance markets in the county are stable, with premiums reflecting standard regional risk profiles for wind and storm damage.
- Sky Zone Trampoline Park4.319.5 mi
- The Plex South4.116.4 mi
- Kids Empire Fort Wayne4.717 mi
- Combat Ops Entertainment-Fort Wayne4.719.3 mi
- Jungle George's3.820.5 mi
- Allen County War Memorial Coliseum4.520.6 mi
- Crazy Pinz Entertainment Center4.218.9 mi
- Golden Corral Buffet & Grill419 mi
- Country Heritage Winery4.620.9 mi
- Embassy Theatre4.820 mi
- Fort Wayne Zoo4.719.1 mi
- Chain O’ Lakes State Park4.616.8 mi
- Regal Coldwater Crossing4.419.7 mi
- Crazy Pinz Entertainment Center4.218.9 mi
- AMC Jefferson Point 18417 mi
- Embassy Theatre4.820 mi
- Auburn Cord Duesenberg Automobile Museum4.929.3 mi
- Science Central4.319.9 mi
- Honeywell Center4.827.1 mi
- Fort Wayne Museum of Art4.620.1 mi
- Chain O’ Lakes State Park4.616.8 mi
- Promenade Park4.719.8 mi
- Lindenwood Nature Preserve4.717.8 mi
- Franke Park4.718.8 mi
- Fox Island County Park4.516.1 mi
- Patona Bay Marina and Resort4.620.5 mi
- Main Channel Marina4.423.6 mi
- Pirates Cove Marina4.824.3 mi
- Main Channel Marina4.816.6 mi
- Eel River Golf Course4.411.9 mi
- Stonehenge Golf4.515.1 mi
- Eagle Glen Golf Club4.24.7 mi
- Orchard Ridge Country Club4.518.1 mi
- Coyote Creek Golf Club4.517 mi
- Glenbrook Square4.319.8 mi
- Jefferson Pointe Shopping Center4.417 mi
- Meijer4.218.5 mi
- Meijer4.316 mi
- Meijer4.419.5 mi
- Fort Wayne International Airport4.219.3 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A central natural feature providing recreational fishing and scenic value to the county.
Located in Columbia City, this historic structure serves as the architectural and civic anchor of the county seat.
Offers extensive water-based recreation, hiking trails, and camping, serving as a major regional draw.
Retrieved from data.census.gov profile for Whitley County, Indiana.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
applies when — Property must be the taxpayer's principal place of residence.
Removes the first $45,000 of the homestead's assessed value from taxation.
Indiana Code 6-1.1-12-37.
Indiana requires a judicial foreclosure process, meaning lenders must file a lawsuit in court to obtain a foreclosure decree.
Indiana Code 32-30-10.
Property is assessed at 100% of true tax value, determined by market-based assessment systems and annual adjustments.
Indiana Code 6-1.1-4.
applies when — Applies to the sale, exchange, or installment contract of residential real estate containing not more than four dwelling units.
Requires the seller to complete a disclosure form regarding the condition of the property, subject to specific statutory exemptions (e.g., court-ordered transfers, foreclosures).
Indiana Code 32-21-5.
Limits annual property tax liability to 1% of gross assessed value for principal residences, 2% for other residential property, and 3% for non-residential property.
Indiana Constitution Article X, Section 1; Indiana Code 6-1.1-20.6.
≈ $2,074/yr on a $207,400 median
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.