The story of this market
The typical home in ZIP 46764 sells for about $262,000, or $148 per square foot.
Prices are up +8.9% from a year ago, so sellers still have some momentum. Homes take about 45 days to sell. HUD's fair market rent for a two-bedroom is $1,300 a month.
ZIP 46764 — Larwill
The housing market in 46764 remains competitive with low inventory levels driving consistent price appreciation. While demand is steady, the market is sensitive to interest rate fluctuations, leading to a balanced environment for both buyers and sellers. Overall, the area benefits from its affordability and proximity to the Fort Wayne employment hub.
This area is well-suited for families and local workers seeking a more affordable, small-town lifestyle while maintaining access to the amenities and employment opportunities of the greater Fort Wayne area.
Median prices moved up 8.9% year over year.
Homes spend a median of 45 days on market with 3.8 months of supply — a fast-moving market.
22% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.1% · poverty 14.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 46764, Noble County IN
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the area are generally lower than the national average, with property crime being the most frequently reported incident type. Local law enforcement maintains a stable presence, and the area is considered safe relative to larger urban centers in the region.
Schools serving the area are part of the East Noble School Corporation, which is generally regarded as providing a solid educational foundation with a focus on community-based learning. Performance metrics are consistent with regional averages for rural and suburban Indiana districts.
The area faces moderate risk from severe thunderstorms and occasional high winds, with standard flood risks localized to specific low-lying areas near regional waterways. Insurance markets remain stable, though premiums are sensitive to national trends in weather-related claims.
Economic momentum is driven by a mix of manufacturing, healthcare, and retail sectors, with proximity to Fort Wayne providing access to a broader labor market. Infrastructure development is focused on maintaining regional connectivity and supporting small-to-medium industrial expansion.
Property taxes are assessed by the county based on the market value of the property, subject to Indiana's constitutional tax caps which limit tax bills to 1% of gross assessed value for owner-occupied residential property. Special districts for schools and local services are included in the aggregate tax rate.
Residents primarily rely on personal vehicles for commuting, with major routes providing access to Fort Wayne and surrounding industrial hubs. Average commute times are moderate, reflecting the semi-rural nature of the region.
The area features several local parks, community sports facilities, and proximity to regional lakes that offer fishing and boating. Shopping and dining options are concentrated in the local downtown and along major arterial roads.
The rental market is characterized by steady demand from local workers and families, with limited new multi-family construction keeping vacancy rates low. Investor interest is moderate, primarily focused on single-family home conversions.
The economy is anchored by manufacturing, healthcare, and agricultural support services, with a strong reliance on the regional Fort Wayne labor market. Momentum is stable, supported by local business retention and modest industrial growth.
Transportation is primarily highway-based, with regional roads connecting the area to the Fort Wayne metropolitan core. Public transit options are limited, necessitating personal vehicle ownership.
Development planning is focused on residential infill and the expansion of local industrial zones to support economic growth. Infrastructure projects are prioritized to improve traffic flow and utility capacity.
The county appraisal district conducts annual assessments based on market sales data to ensure compliance with state tax cap regulations.
Parcels are subject to school district taxes, county general funds, and local municipal service levies.
Property insurance remains available and competitive, though premiums are influenced by regional weather patterns and national reinsurance market trends.
Data retrieved from data.census.gov using ZCTA 46764 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Oakwood Resort4.512.3 mi
- Union 124.716.9 mi
- New Paris Speedway4.518.9 mi
- Paige's Crossing & Toptracer Driving Range4.212.5 mi
- The Columbia City Haunted Jail4.19.9 mi
- Paige's Crossing & Toptracer Driving Range4.212.5 mi
- North Pointe Cinemas4.49.9 mi
- Morsches Park4.510.3 mi
- Winona Lake Trails4.89.8 mi
- The Bowling Alley4.511.4 mi
- Stone's Trace Historical Society4.712.5 mi
- Take Action Tattoo and Gaming4.911.4 mi
- Moving Pictures Tattoo Cinema511.7 mi
- Morsches Park4.510.3 mi
- Winona Lake Limitless Park and Splash Pad4.710 mi
- Winona Lake Trails4.89.8 mi
- Pisgah Marsh Nature Preserve4.92.9 mi
- Central Park4.711.5 mi
- Patona Bay Marina and Resort4.69.8 mi
- Main Channel Marina4.412.6 mi
- Main Channel Marina4.85.7 mi
- Stonehenge Golf4.58.3 mi
- Eagle Glen Golf Club4.211.2 mi
- South Shore Social4.610.3 mi
- Meijer4.410.8 mi
- Rural King - Warsaw, IN4.59.1 mi
- T.J. Maxx4.411.7 mi
- Kohl's4.211.7 mi
- Wolf's Giant Animal Swap Meet4.512 mi
- Fort Wayne International Airport4.229.5 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
A major local park featuring trails, fishing, and recreational facilities.
A popular regional golf course serving the local community.
The historic center featuring local businesses and dining establishments.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.