LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 03246 sells for about $339,700, or $205 per square foot.

Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 48 days to sell. HUD's fair market rent for a two-bedroom is $1,224 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 03246 — Laconia

Belknap County →refreshed Sep 26, 2026next refresh Oct 26, 2026
Market mood · cautiously optimistic

The housing market in 03246 remains stable with steady price appreciation driven by limited inventory and consistent demand for lake-area properties. While sales volume is moderate, the market is supported by a mix of local buyers and those seeking vacation or retirement homes. Current conditions reflect a balanced environment where sellers maintain leverage due to low supply.

Who this ZIP fits

This ZIP is well-suited for retirees, outdoor enthusiasts, and families seeking a lake-centric lifestyle, though it also attracts seasonal residents and investors interested in the vacation rental market.

Parent geography
Laconia · no city intel reportMerrimack County →New Hampshire state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 51.5 km²Water area · 16.2 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$339,700
+4.2% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
48 days
Active listings
112
Listings with price cuts
18%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
75
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
71
Growth/100

Median prices moved up 4.2% year over year.

72
Liquidity/100

Homes spend a median of 48 days on market with 3.2 months of supply — a fast-moving market.

70
Momentum/100

18% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

85
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.1% · poverty 12.6% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$160,000$240,000$320,000$400,000$480,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$3,150$4,200$5,250$6,300$7,350

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.8%

versus the prior ACS vintage

Net migration
+120 people

net influx — more people moved in than out

Population base
17,103

ZCTA 03246, Belknap County NH

Area context
Crime & safety

Laconia generally experiences crime rates consistent with regional averages for small New England cities, with property crime being the primary concern.

Schools & education

Public schools in the area are served by the Laconia School District, which provides a range of educational services with performance metrics generally aligned with state averages.

Environmental & hazard

The area faces moderate risks related to winter weather and seasonal flooding near Lake Winnipesaukee and the Winnipesaukee River.

Growth & development

Economic momentum is driven by tourism, healthcare, and local manufacturing, with ongoing efforts to revitalize the downtown and lakefront areas.

Taxation

Property taxes are assessed at the municipal level in New Hampshire, which lacks a general sales or broad-based income tax, relying heavily on local property levies to fund schools and services.

Transportation & commute

Commuting primarily involves personal vehicles via NH-106 and US-3, with limited public transit options for those traveling to employment hubs in Concord or Manchester.

Recreation & amenities

The area is a major recreational hub featuring extensive access to Lake Winnipesaukee and Lake Opechee, numerous public parks, and proximity to regional hiking trails and winter sports venues.

Rental market

The rental market is characterized by high demand due to the area's tourism appeal and limited housing inventory, leading to steady rent growth and low vacancy rates.

Economy & employers

The local economy is anchored by tourism, healthcare services, and small-scale manufacturing, with significant seasonal fluctuations.

Transportation & infrastructure

Transportation is heavily reliant on private vehicles, with NH-106 serving as a primary corridor connecting to regional highways.

Development pipeline

Development is focused on infill projects and the modernization of existing commercial infrastructure in the downtown core.

Special districts

Parcels are subject to municipal property taxes and local school district levies; no major MUD/PID districts are prevalent.

Insurance & hazard market

Property insurance premiums are influenced by regional wildfire and flood risks, with standard coverage widely available.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 03246, Belknap County NH
Population
17,103
Median age
45.3 yrs
Owner-occupancy
73.5%
Median home value
$307,800
Median gross rent
$1,250
Median household income
$68,407
Median year built
1974
Vacancy rate
12.4%
Renter share
26.5%
Owner cost burden
22.1%
Renter cost burden
41.5%
Population change
+0.8%
Net migration
120
Work-from-home share
14.2%
Mean commute
24.5 min
Bachelor's or higher
28.4%
Unemployment
3.1%
Poverty rate
12.6%
Avg household size
2.17
White
94.2%
Hispanic
2.1%
Other
3.7%

Data retrieved from US Census Bureau ZCTA-level tables.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Laconia High SchoolHighAverageLaconia School DistrictPrimary public high school for the area.
Laconia Middle SchoolMiddleAverageLaconia School DistrictServes grades 6-8.
School districts
Laconia School DistrictB-Covers the majority of the city and surrounding ZIP area.
Utilities & services
InternetBreezeline/ConsolidatedPrimary broadband providers.
ElectricEversourceMain utility provider for the region.
Water/SewerCity of LaconiaMunicipal water and sewer services.
Major employers & industries
Lakes Region General HospitalHealthcareMajor regional employer.
Bank of New HampshireFinanceCorporate headquarters presence.
Major amenities · ZIP 03246
Theme, amusement & water parks
2 · 20 mi
Entertainment venues, stadiums & amphitheaters
12 · 20 mi
Family fun & things to do
19 · 13 mi
Museums, galleries & history
14 · 20 mi
Parks, trails & nature
16 · 13 mi
Lakes, marinas & beaches
7 · 20 mi
Shopping & dining districts
12 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
Lake Winnipesaukee
Waterfront

Major regional lake offering boating, fishing, and swimming.

Ahern State Park
Park

Public park with trails and lake access.

Laconia Country Club
Golf

Private golf course serving the local community.

On the horizon · announced & under construction
Downtown Laconia RevitalizationMixed-useOngoingMulti-phase project to improve infrastructure and commercial space.
Sources · 3 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.