The story of this market
The typical home in Merrimack County, New Hampshire sells for about $748,200, or $312 per square foot.
Prices are roughly flat from a year ago (+1%), a market in balance. Homes take about 59 days to sell. Over the long run, values in this county have grown 210% since 2000. Last year 30 of 39 neighborhoods saw prices rise, so the story isn't the same street to street. HUD's fair market rent for a two-bedroom is $1,360 a month.
FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
+4.3%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+16.1%). Worst: 2009 (-7.5%). Hover to read a year.
Monthly price momentum
Home values since 2015
+3.4%
NH · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Neighborhood price trend
Long-run price trend, 2000–2025
+4.3%
2025 change
FHFA repeat-sales index, median of 39 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
33
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $48,760,186.
Mortgage activity
Home lending in this county
76.2%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 7516 | 3931 | 76.2% | 4.2% | $255,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Merrimack County, New Hampshire
The Merrimack County housing market is currently in a period of transition with prices remaining elevated despite a slight cooling in demand. While inventory remains tight, the market is seeing longer days on market compared to previous years, suggesting a shift toward more balanced conditions.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 5 cities · 12 ZIP reports
Median prices moved down 1.7% year over year.
Homes spend a median of 29 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 1.08% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.2% · poverty 7.5% — a stable, low-distress profile.
Deterministic aggregate of 12 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
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| 03106 | Hooksett | $575,000 | $278 | +4.2% | 24 | 102% | 12% | 2.1 | 42 | $1,661 | researched Sep 26 |
| 03226 | Center Harbor | $376,500 | $174 | +1.6% | 46 | 100% | — | 5 | 72 | $1,450 | researched Sep 26 |
| 03229 | Contoocook | $475,000 | $254 | -28.3% | — | — | — | — | 3 | $1,270 | researched Sep 26 |
| 03234 | Epsom | $431,850 | $306 | +4.6% | 70 | 98.5% | 31.7% | 11 | 22 | $1,212 | researched Sep 26 |
| 03235 | Franklin | $415,000 | $267 | +15% | 43 | — | — | — | 23 | $1,110 | researched Sep 26 |
| 03246 | Laconia | $339,700 | $205 | +4.2% | 48 | 98.5% | 18% | 3.2 | 112 | $1,224 | researched Sep 26 |
| 03253 | Meredith | $675,000 | $389 | +4.2% | 42 | — | — | — | 133 | $1,149 | researched Sep 26 |
| 03275 | Pembroke | $336,500 | $425 | — | 81 | 99.1% | — | — | 38 | $1,236 | researched Sep 26 |
| 03276 | Tilton | $255,000 | $488 | — | 46 | 100% | — | 4 | 4 | $1,019 | researched Sep 26 |
| 03301 | Concord | $459,450 | $265 | +2.1% | 31 | 100% | 12.8% | 1.8 | 86 | $1,441 | researched Sep 26 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
The county serves as a central hub for the state capital, Concord, with economic activity anchored by government, healthcare, and education sectors.
Property taxes are assessed at the municipal level based on local tax rates applied to the full value of property; the 2024 average effective rate is approximately 1.43%.
The economy is centered around the state capital, Concord, with significant employment in government, public administration, and regional services.
The county is served by major highway corridors including I-93 and I-89, facilitating regional transit toward the Manchester-Nashua area and Boston.
- Mel's Funway Park4.229.6 mi
- Dave & Buster's Manchester4.225.6 mi
- Spooky World Presents Nightmare New England429.6 mi
- Cowabunga's Indoor Kids Play & Party Center - Manchester4.525.9 mi
- Sky Zone Trampoline Park4.223.5 mi
- Gunstock Mountain Resort4.623.4 mi
- Pats Peak Ski Area4.610.6 mi
- New Hampshire Motor Speedway4.611.7 mi
- SNHU Arena4.423 mi
- BankNH Pavilion4.624.1 mi
- Pats Peak Ski Area4.610.6 mi
- Ragged Mountain Resort4.616.4 mi
- Bear Brook State Park4.618.8 mi
- McAuliffe-Shepard Discovery Center4.48 mi
- Altitude Trampoline Park4.310.2 mi
- Currier Museum of Art4.722.5 mi
- McAuliffe-Shepard Discovery Center4.48 mi
- SEE Science Center4.522.7 mi
- Canterbury Shaker Village4.610.3 mi
- Aviation Museum of New Hampshire4.727.5 mi
- Bear Brook State Park4.618.8 mi
- White Park4.78.1 mi
- Clough State Park4.613 mi
- Rollins Park4.69.4 mi
- Winslow State Park4.812.4 mi
- Winnisquam Marine4.616.9 mi
- Meredith Bay Marina4.526.8 mi
- Winni Marine4.824.3 mi
- Goodhue Boat Company, Wolfeboro4.529.9 mi
- Akwa Marina Yacht Club4.324.8 mi
- Pembroke Pines Country Club4.212.5 mi
- Canterbury Woods Country Club4.45.3 mi
- Beaver Meadow Golf Course4.15.3 mi
- Lochmere Country Club4.514 mi
- Country Club of New Hampshire4.213.2 mi
- Tanger Outlets Tilton4.413.2 mi
- T.J. Maxx4.48.8 mi
- Shaw's3.617.4 mi
- Shaw's419.4 mi
- Burlington4.18.7 mi
- Manchester-Boston Regional Airport4.627.2 mi
- Royal Airport Car Service ®4.915.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
The highest point in the county, located on the border of Warner and Wilmot.
Data retrieved from US Census Bureau QuickFacts and ACS 5-year estimates.
applies when — Applies when a property owner demonstrates disproportionality or hardship in their tax assessment.
Provides a mechanism for property owners to seek a reduction in their tax assessment if they can prove the assessment is disproportionate to other properties or causes undue hardship.
Governed by RSA 76:16.
applies when — Applies to residential mortgages that contain a 'power of sale' clause.
Allows for non-judicial foreclosure. The process requires specific notice periods and procedures as outlined in RSA 479:22-25. There is no statutory right of redemption after the foreclosure sale is completed under the power of sale.
Governed by RSA 479:22 through 479:27.
Property taxes are levied by local taxing districts (municipalities, counties, school districts). The tax is calculated by multiplying the assessed value of the property by the local tax rate (tax rate = total amount to be raised / total assessed value of the municipality). Various exemptions exist, such as the elderly exemption, blind exemption, and solar energy system exemption, which reduce the taxable assessed value based on specific eligibility criteria defined in RSA 72.
Governed by RSA 72 and RSA 76.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.