The story of this market
The typical home in ZIP 12070 sells for about $245,000, or $142 per square foot.
Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 48 days to sell. HUD's fair market rent for a two-bedroom is $880 a month.
ZIP 12070 — Fort Johnson
The housing market in 12070 remains stable with low inventory and moderate price growth. Demand is driven by local residents and those seeking affordable rural living, though limited supply keeps sales volume low.
This ZIP is best suited for families and individuals seeking a quiet, rural lifestyle with affordable housing options compared to the nearby Capital District.
Median prices moved up 4.2% year over year.
Homes spend a median of 48 days on market with 4.6 months of supply — a fast-moving market.
12% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.7% · poverty 18.4% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 12070
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Property taxes are assessed at the local municipal level in Fulton and Montgomery counties, with rates influenced by school district and county-wide levies.
Residents primarily rely on personal vehicles for commuting to employment hubs in Amsterdam or the broader Capital District, with limited public transit options.
The area features rural landscapes and proximity to local parks and trails, with limited immediate access to major commercial shopping districts.
The rental market is characterized by low inventory and stable demand, primarily serving local workers and long-term residents.
The local economy is primarily supported by small-scale agriculture, local services, and commuting to nearby industrial and commercial centers in Amsterdam.
Transportation is heavily dependent on private vehicle use, with access to regional highways connecting to the broader Mohawk Valley and Capital District.
Development activity is limited, with a focus on maintaining the existing rural character of the area.
Parcels are subject to local school district taxes and county-level assessments.
Property insurance premiums are generally stable, reflecting the low-density, rural nature of the geography.
Data retrieved from Census Reporter and Data Commons.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Provides open space and recreational trails for local residents.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.